{"text_format":"1","workbook":"xlsx","n_sheets":19,"sheets":["MENU","Ponuka 124","SB1-SB4_segmentacia","Ponuka 324","PZ 324","Príloha č. 1 k PZ","Príloha č. 2 k PZ","Príloha č. 3 k PZ","Príloha č. 4 k PZ","Príloha č. 5 k PZ","Príloha č. 6 k PZ","ZD_SF","eZar","Zar","eVyr","Vyr","Triedy MV","Zmeny","date"],"not_rendered":{"charts":0,"images":32,"macros":0,"external_links":0,"defined_names":60,"comments":12,"pivot_tables":0},"unopened":[],"bounds":{"document_bytes":16777216,"sheet_cells":100000,"rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":0,"cell_chars":16384,"cell_head_chars":4096},"cells_cut":0,"cells_raw":0,"read":"whole","date_system":"1900"}

{"sheet":"MENU","index":0,"n_rows":29,"n_cols":21,"rows_kept":29,"cut":false,"hidden":false,"merged":[[22,13,23,16],[25,13,26,16],[25,7,26,10],[28,7,29,10],[22,7,23,10],[28,16,29,16],[28,13,29,13],[19,2,19,4],[0,1,8,5],[13,14,14,16],[10,13,11,16],[19,13,20,16],[16,13,17,16],[13,7,14,10],[16,7,17,10],[19,7,20,10],[9,1,11,5],[18,1,18,5],[10,7,11,7],[10,10,11,10]]}
[null,"Povinné zmluvné poistenie\nzodpovednosti za škodu spôsobenú prevádzkou motorového vozidla"]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Produkt č. 124 - individual       Produkt č. 324 - súbor"]
[null,null,null,null,null,null,null,"Ponuka 124 nesegment",null,null,"SB1-SB4 segmentácia",null,null,"Ponuka 324"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," "]
[]
[null,null,null,null,null,null,null,"Príloha č. 1                                             k PZ 324 (MV 1-25)",null,null,null,null,null,null,"PZ 324"]
[]
[]
[null,null,null,null,null,null,null,"Príloha č. 2                                             k PZ 324 (MV 26-50)",null,null,null,null,null,"Zaradenie MV do súboru"]
[null,null,null,{"$f":"CONCATENATE(\"verzia: \",date!F8)","v":"verzia: 17.01.2023"}]
[null,{"$f":"CONCATENATE(\"(platnosť verzie od \",date!F4,\" do \",date!F5,\")\")","v":"(platnosť verzie od 01.01.2023 do 31.03.2023)"}]
[null,null,"Autor: Mgr. Peter Žilka",null,null,null,null,"Príloha č. 3                                             k PZ 324 (MV 51-75)",null,null,null,null,null,"Zaradenie MV do súboru                         (na ručné vypísanie)"]
[]
[]
[null,null,null,null,null,null,null,"Príloha č. 4                                             k PZ 324 (MV 76-100)",null,null,null,null,null,"Vyradenie MV zo súboru"]
[]
[]
[null,null,null,null,null,null,null,"Príloha č. 5                                             k PZ 324 (MV 101-125)",null,null,null,null,null,"Vyradenie MV zo súboru                         (na ručné vypísanie)"]
[]
[]
[null,null,null,null,null,null,null,"Príloha č. 6                                             k PZ 324 (MV 126-150)",null,null,null,null,null,"ZD ťahače",null,null,"Charakteristika poistných tried"]

{"sheet":"Ponuka 124","index":1,"n_rows":52,"n_cols":52,"rows_kept":52,"cut":false,"hidden":false,"merged":[[1,13,2,13],[16,1,16,2],[19,1,19,2],[17,3,17,9],[2,9,2,10],[1,9,1,10],[2,1,2,7],[1,1,1,7],[5,1,5,2],[8,1,8,2],[7,1,7,2],[10,1,10,2],[14,1,14,2],[7,9,8,10],[3,9,3,10],[14,34,14,39],[14,40,14,45],[15,34,15,36],[15,37,15,39],[15,40,15,42],[15,43,15,45],[14,19,15,19],[14,33,15,33],[10,3,10,4],[12,1,12,2],[15,29,15,31],[14,20,14,25],[14,26,14,31],[15,20,15,22],[15,23,15,25],[15,26,15,28],[9,6,10,6],[9,7,10,7]]}
[]
[null,"                Kalkulačka pre nové PZ PZP pre rok 2023",null,null,null,null,null,null,null,"platnosť kalkulačky pre PZ s účinnosťou",null,null,null,"MENU",null,"P","Q","R","S","T","U","V","W","X","Y","Z","AA","AB","AC","AD","AE","AF","AG","AH","AI","AJ","AK","AL","AM","AN","AO","AP","AQ","AR","AS","AT","AU","AV","AW","AX","AY","AZ"]
[null,"                nesegmentované individuálne poistenie (produkt 124)",null,null,null,null,null,null,null,{"$f":"CONCATENATE(date!$F$4,\" -\",\" \",date!$F$5)","v":"01.01.2023 - 31.03.2023"},null,null,null,null,null,null,"OUT",{"$f":"date!$I$6","v":0}]
[null,null,null,null,null,null,null,null,null,{"$f":"CONCATENATE(\"verzia: \",date!F8)","v":"verzia: 17.01.2023"},null,null,null,null,null,null,{"$f":"CONCATENATE(\"Dátum účinnosti PZ musí byť \",date!$F$4,\" \",\"- \",date!$F$5)","v":"Dátum účinnosti PZ musí byť 01.01.2023 - 31.03.2023"}]
[null,null,null,null,null,null,null,null,null,null,"účinnosť poistenia:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"G/EG/Z","G/EG/0/1/2"]
[null,"SKUPINA MV",null,"zadaj skupinu",null,null,"Ročné poistné",{"$f":"X6","v":{"$error":"#N/A"}},null,null,"2023-01-01",null,null,null,null,{"$f":"IF(TODAY()<R8,R8,TODAY()+1)","v":"2023-01-18"},{"$f":"IF(OR(R3=1,R7=1,R9=1),1,0)","v":0},"kontrola dátumu",null,null,null,null,"RP",{"$f":"ROUND(R17*VLOOKUP(D6,T19:AT41,AB6,FALSE),2)","v":{"$error":"#N/A"}},null,null,null,{"$f":"IF(AND(Q8=1,OR(Q15=1,Q15=3)),AC6,IF(AND(Q8=2,OR(Q15=1,Q15=3)),AC6+6,IF(AND(Q8=1,Q15=2),AC6+14,IF(AND(Q8=2,Q15=2),AC6+20))))","v":3},{"$f":"IF(AND(Q11=1,Q13=1),2,IF(AND(Q11=1,Q13=2),3,IF(AND(Q11=1,Q13=3),4,IF(AND(Q11=2,Q13=1),5,IF(AND(Q11=2,Q13=2),6,IF(AND(Q11=2,Q13=3),7))))))","v":3}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(K6<R8,1,\" \")","v":" "}]
[null,"Rozsah poistného krytia",null,null,null,null,"Rozšírené asistenčné služby",{"$f":"X8","v":0},null,{"$f":"IF(Q6=1,Q4,\" \")","v":" "},null,null,null,null,null,"G/EG",1,{"$f":"date!$E$4","v":"2023-01-01"},null,null,null,null,"RAS",{"$f":"IF(Q20=1,0,IF(AND(Q20=2,D6<>T42,D6<>T43,D6<>T44,D6<>T31,D6<>T32,D6<>T35,D6<>T36,D6<>T37,D6<>T38,D6<>T39,D6<>T40,D6<>T41),5.8,IF(AND(Q20=3,D6<>T42,D6<>T43,D6<>T44,D6<>T31,D6<>T32,D6<>T35,D6<>T36,D6<>T37,D6<>T38,D6<>T39,D6<>T40,D6<>T41),11.5,\"neposkytujú sa\")))","v":0},{"$f":"IF(X8=\"neposkytujú sa\",1,0)","v":0}]
[null,"(variant poistenia)",null,"5 240 000 EUR                               1 050 000 EUR","5 240 000 EUR                               2 100 000 EUR",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(K6>R10,1,\" \")","v":" "}]
[null,null,null,null,null,null,"Ročné poistné spolu",{"$f":"X11","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,{"$f":"date!$E$5","v":"2023-03-31"}]
[null,"Počet rozhodných udalostí za posledných 36 mesiacov",null,null,null,null,null,null,null,null,null,null,null,null,null,"PU",1,null,null,null,null,null,"SPOLU",{"$f":"ROUND(X6+X8,2)","v":{"$error":"#N/A"}}]
[]
[null,"VP živel / provízia",null,null,null,null,null,null,null,null,null,null,null,null,null,"VPž",2]
[]
[null,"Poistený je",null,null,null,null,null,null,null,null,null,null,null,null,null,"poistený",1,null,{"$f":"IF(OR(Q15=1,Q15=3),1,IF(Q15=2,0.8,\" \"))","v":1},"Bežný klient","Garant Plus",null,null,null,null,null,"Eurogarant Plus",null,null,null,null,null,null,"ŤZP","Garant Plus",null,null,null,null,null,"Eurogarant Plus"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,null,null,"1 a viac",null,null,0,null,null,"1 a viac",null,null,null,null,0,null,null,"1 a viac",null,null,0,null,null,"1 a viac"]
[null,"Použitie MV",null,null,null,null,null,null,null,null,null,null,null,null,null,"MV",1,{"$f":"IF(Q17=1,1,IF(Q17=2,2,IF(Q17=3,1.5,IF(Q17=4,0.8,\" \"))))","v":1},null,null,"s VPž","bez VPž","krátená provízia","s VPž","bez VPž","krátená provízia","s VPž","bez VPž","krátená provízia","s VPž","bez VPž","krátená provízia",null,null,"s VPž","bez VPž","krátená provízia","s VPž","bez VPž","krátená provízia","s VPž","bez VPž","krátená provízia","s VPž","bez VPž","krátená provízia"]
[null,null,null,"R = preprava nebezpečného nákladu; M = právo prednostnej jazdy, autoškola, taxi, požičovňa;\nN = historické MV do r. 1945; S = historické MV so ZEČV \"H\"; Z = držiteľ preukazu ŤZP alebo ŤZP/S",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"zadaj skupinu"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SA1",null,33,null,null,37.130000000000003,null,null,43,null,null,48.38,null,null,"SA1",null,26.4,null,null,29.7,null,null,34.4,null,null,38.700000000000003]
[null,"Pripoistenie rozšírených asistenčných služieb (RAS)",null,null,null,null,null,null,null,null,null,null,null,null,null,"RAS",1,null,null,"SA2",null,43,null,null,48.38,null,null,53,null,null,59.63,null,null,"SA2",null,34.4,null,null,38.700000000000003,null,null,42.4,null,null,47.7]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SA3",null,78,null,null,87.75,null,null,88,null,null,99,null,null,"SA3",null,62.4,null,null,70.2,null,null,70.400000000000006,null,null,79.2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SB1 cez segmentáciu",null,0,null,null,0,null,null,0,null,null,0,null,null,"SB1 cez segmentáciu",null,0,null,null,0,null,null,0,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SB2A cez segmentáciu",null,0,null,null,0,null,null,0,null,null,0,null,null,"SB2A cez segmentáciu",null,0,null,null,0,null,null,0,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SB2B cez segmentáciu",null,0,null,null,0,null,null,0,null,null,0,null,null,"SB2B cez segmentáciu",null,0,null,null,0,null,null,0,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SB3A cez segmentáciu",null,0,null,null,0,null,null,0,null,null,0,null,null,"SB3A cez segmentáciu",null,0,null,null,0,null,null,0,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SB3B cez segmentáciu",null,0,null,null,0,null,null,0,null,null,0,null,null,"SB3B cez segmentáciu",null,0,null,null,0,null,null,0,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SB4 cez segmentáciu",null,0,null,null,0,null,null,0,null,null,0,null,null,"SB4 cez segmentáciu",null,0,null,null,0,null,null,0,null,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SC",null,158,null,null,177.75,null,null,174,null,null,195.75,null,null,"SC",null,126.4,null,null,142.19999999999999,null,null,139.19999999999999,null,null,156.6]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SD",null,263,null,null,295.88,null,null,295,null,null,331.88,null,null,"SD",null,210.4,null,null,236.7,null,null,236,null,null,265.5]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SE",null,147,null,null,165.38,null,null,163,null,null,183.38,null,null,"SE",null,117.6,null,null,132.30000000000001,null,null,130.4,null,null,146.69999999999999]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SG1",null,460,null,null,517.5,null,null,561,null,null,631.13,null,null,"SG1",null,368,null,null,414,null,null,448.8,null,null,504.9]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SG2",null,580,null,null,652.5,null,null,679,null,null,763.88,null,null,"SG2",null,464,null,null,522,null,null,543.20000000000005,null,null,611.1]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SH",null,53,null,null,59.63,null,null,67,null,null,75.38,null,null,"SH",null,42.4,null,null,47.7,null,null,53.6,null,null,60.3]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SI",null,30,null,null,33.75,null,null,39,null,null,43.88,null,null,"SI",null,24,null,null,27,null,null,31.2,null,null,35.1]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SJ1",null,665,null,null,748.13,null,null,938,null,null,1055.25,null,null,"SJ1",null,532,null,null,598.5,null,null,750.4,null,null,844.2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SJ2",null,770,null,null,866.25,null,null,1140,null,null,1282.5,null,null,"SJ2",null,616,null,null,693,null,null,912,null,null,1026]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SK1",null,525,null,null,590.63,null,null,651,null,null,732.38,null,null,"SK1",null,420,null,null,472.5,null,null,520.79999999999995,null,null,585.9]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SK2",null,780,null,null,877.5,null,null,905,null,null,1018.13,null,null,"SK2",null,624,null,null,702,null,null,724,null,null,814.5]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SL11",null,21,null,null,23.63,null,null,40,null,null,45,null,null,"SL11",null,16.8,null,null,18.899999999999999,null,null,32,null,null,36]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SL12",null,29,null,null,32.630000000000003,null,null,44,null,null,49.5,null,null,"SL12",null,23.2,null,null,26.1,null,null,35.200000000000003,null,null,39.6]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SL2",null,"iba cez súbor",null,null,"iba cez súbor",null,null,"iba cez súbor",null,null,"iba cez súbor",null,null,"SL2",null,"iba cez súbor",null,null,"iba cez súbor",null,null,"iba cez súbor",null,null,"iba cez súbor"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SF1",null,"iba cez súbor",null,null,"iba cez súbor",null,null,"iba cez súbor",null,null,"iba cez súbor",null,null,"SF1",null,"iba cez súbor",null,null,"iba cez súbor",null,null,"iba cez súbor",null,null,"iba cez súbor"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SF2",null,"iba cez súbor",null,null,"iba cez súbor",null,null,"iba cez súbor",null,null,"iba cez súbor",null,null,"SF2",null,"iba cez súbor",null,null,"iba cez súbor",null,null,"iba cez súbor",null,null,"iba cez súbor"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SF3",null,"iba cez súbor",null,null,"iba cez súbor",null,null,"iba cez súbor",null,null,"iba cez súbor",null,null,"SF3",null,"iba cez súbor",null,null,"iba cez súbor",null,null,"iba cez súbor",null,null,"iba cez súbor"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10,11,12,13,14,15,16,17,18,19,20,21,22,23,24,25,26,27]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"O","P","Q","R","S","T","U","V","W","X","Y","Z","AA","AB","AC","AD","AE","AF","AG","AH","AI","AJ","AK","AL","AM","AN","AO","AP","AQ","AR","AS","AT","AU","AV","AW","AX","AY","AZ"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"RAS"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"NIE",0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"ŠPECIÁL PLUS",5.8]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"OPTIMUM PLUS",11.5]

{"sheet":"SB1-SB4_segmentacia","index":2,"n_rows":107,"n_cols":59,"rows_kept":107,"cut":false,"hidden":false,"merged":[[2,6,3,6]]}
[]
[null,"Kalkulačka PZP 2023 - segmentácia SB1-SB4",null,null,"platnosť kalkulačky pre PZ s účinnosťou"]
[null,null,null,null,{"$f":"CONCATENATE(date!$F$4,\" -\",\" \",date!$F$5)","v":"01.01.2023 - 31.03.2023"},null,"MENU"]
[]
[null,null,"účinnosť PZ","2023-01-01",{"$f":"CONCATENATE(\"verzia: \",date!F8)","v":"verzia: 17.01.2023"},null,null,null,"OUT",{"$f":"IF(OR(D5<date!E4,D5>date!E5,date!I6=1),1,0)","v":0}]
[]
[null,null,{"$f":"IF(D17=0,\"Vyplň všetky požadované parametre!\",\"\")","v":"Vyplň všetky požadované parametre!"}]
[null,"Limit krytia"]
[null,"Kategória vozidla",null,{"$f":"SUMIFS(R29:R40,Q29:Q40,$C$8,P29:P40,$C$9)","v":0},"Základné poistné"]
[null,"Vek držiteľa",null,{"$f":"SUMIFS(Z29:Z40,Y29:Y40,$C10)","v":0},"Koeficient pre vek"]
[null,"Výkon vozidla",null,{"$f":"SUMIFS(V29:V34,U29:U34,$C11)","v":0},"Koeficient pre výkon"]
[null,"Okres (evid. držiteľa MV / EČV)",null,{"$f":"SUMIFS(AD29:AD107,AC29:AC107,$C12)","v":0},"Koeficient pre okres"]
[null,"Počet PU za posledných 36 mesiacov",null,{"$f":"SUMIFS(AQ29:AQ30,AP29:AP30,$C13)","v":1},"Koeficient pre bonus"]
[null,"Bonus",null,{"$f":"IF($D$13=0,0,IF($D$13=1,\"60%\",\"55%\"))","v":"60%"},"Percento bonusu"]
[null,"Periodicita platenia poistného",null,{"$f":"SUMIFS(AL29:AL31,AK29:AK31,$C15)","v":0},"Koeficient pre periodicitu platenia",null,null,null,{"$f":"SUMIFS(AM29:AM31,AK29:AK31,$C$15)","v":0}]
[null,"Spôsob používania MV",null,{"$f":"SUMIFS(AH29:AH34,AG29:AG34,$C16)","v":0},"Koeficient pre spôsob používania"]
[null,null,null,{"$f":"IF(ISBLANK(OR(C9:C13,C15:C16)),\"Vyplň všetky vstupné parametre\",PRODUCT(D9:D13,D15:D16))","v":0}]
[]
[]
[null,"Ročné/ Jednorazové poistné za PZP",null,{"$f":"IF(OR(C21=0,C22=0,C23=0,C24=0),0,ROUND($D$17,2))","v":0}]
[null,"Pripoistenie RAS",null,{"$f":"IF(OR(C21=0,C22=0,C23=0,C24=0),0,SUMIFS(AU29:AU31,AT29:AT31,$C21))","v":0},null,null,null,null,"sadz. poistné","pripoistenia","koef. zľavy","počet","koef. zľavy"]
[null,"Pripoistenie čelného skla",null,{"$f":"IF(OR(C21=0,C22=0,C23=0,C24=0),0,ROUND($K$25*I22,2))","v":0},null,null,null,null,{"$f":"SUMIFS(AY29:AY31,AX29:AX31,$C22)","v":0},{"$f":"IF(I22<>0,1,0)","v":0},null,0,1]
[null,"Pripoistenie krádeže MV",null,{"$f":"IF(OR(C21=0,C22=0,C23=0,C24=0),0,ROUND($K$25*I23,2))","v":0},null,null,null,null,{"$f":"SUMIFS(BC29:BC31,BB29:BB31,$C23)","v":0},{"$f":"IF(I23<>0,1,0)","v":0},null,1,1]
[null,"Pripoistenie zrážky so zvieraťom",null,{"$f":"ROUND($K$25*I24,2)","v":0},null,null,null,null,{"$f":"SUMIFS(BG29:BG31,BF29:BF31,$C24)","v":0},{"$f":"IF(I24<>0,1,0)","v":0},null,2,0.95]
[null,"SPOLU Ročné/ Jednorazové poistné",null,{"$f":"D20+D21+D22+D23+D24","v":0},null,null,null,null,null,{"$f":"SUM(J22:J24)","v":0},{"$f":"SUMIFS(M22:M25,L22:L25,J25)","v":1},3,0.9]
[null,"Splátka poistného",null,{"$f":"ROUND(IFERROR($D$25/$I$15,0),2)","v":0}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,"Limit krytia","Garant Plus",null,"Kategória vozidla","SB1","Garant Plus",102.42,null,"Výkon vozidla","do 46,99 kW vrátane",0.85,null,"Vek držiteľa","menej ako 20 rokov (nedovŕšených)",2,null,"Okres (evid. držiteľa MV / EČV)","Bánovce nad Bebravou",0.85,null,"Spôsob používania MV","bežné použitie",1,null,"Frekvencia platenia poistného","ročne",1,1,null,"Počet PU za posledných 36 mesiacov",0,1,null,"RAS","Bez pripoistenia",0,null,"Pripoistenie ČS","Bez pripoistenia",0,null,"Pripoistenie krádež","Bez pripoistenia",0,null,"Pripoistenie zver","Bez pripoistenia",0]
[null,null,null,null,null,null,null,null,null,null,null,null,"Eurogarant Plus",null,null,"SB2A","Garant Plus",105.5,null,null,"47 kw do 65,99 kW vrátane",0.92,null,null,"od 20 vrátane do 23 rokov (nedovŕšených)",1.6,null,null,"Banská Bystrica",1,null,null,"preprava nebezpečných vecí ",2,null,null,"polročne",1.05,2,null,null,"1 a viac",1.125,null,null,"Špeciál Plus",5.8,null,null,200,20,null,null,2500,25,null,null,1000,20]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SB2B","Garant Plus",112.67,null,null,"66 kw do 72,99 kW vrátane",0.96,null,null,"od 23 vrátane do 26 rokov (nedovŕšených)",1.35,null,null,"Banská Štiavnica",0.85,null,null,"prednostná jazda, autopožičovňa, autoškola, taxi ",1.5,null,null,"štvrťročne",1.1000000000000001,4,null,null,null,null,null,null,"Optimum Plus",11.5,null,null,400,35,null,null,5000,50,null,null,2000,40]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SB3A","Garant Plus",122.91,null,null,"73 kw do 114,99 kW vrátane",1,null,null,"od 26 vrátane do 29 rokov (nedovŕšených)",1.1499999999999999,null,null,"Bardejov",0.9,null,null,"histor. MV vyrobené do roku 1945 vrátane",0.8]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SB3B","Garant Plus",133.15,null,null,"115 kw do 230,99 kW vrátane",1.0249999999999999,null,null,"od 29 vrátane do 32 rokov (nedovŕšených)",1.06,null,null,"Bratislava I",1.2,null,null,"historické vozidlá s prideleným ZEČV „H“",0.8]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SB4","Garant Plus",148.52000000000001,null,null,"231 kW a viac",1.1000000000000001,null,null,"od 32 vrátane do 37 rokov (nedovŕšených)",1.02,null,null,"Bratislava II",1.2,null,null,"ŤZP + ŤZP/S",0.8]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SB1","Eurogarant Plus",120.86,null,null,null,null,null,null,"od 37 vrátane do 65 rokov (nedovŕšených)",1,null,null,"Bratislava III",1.2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SB2A","Eurogarant Plus",120.27,null,null,null,null,null,null,"od 65 vrátane do 74 rokov (nedovŕšených)",1.0349999999999999,null,null,"Bratislava IV",1.2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SB2B","Eurogarant Plus",126.19,null,null,null,null,null,null,"od 74 vrátane do 79 rokov (nedovŕšených)",1.1000000000000001,null,null,"Bratislava V",1.2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SB3A","Eurogarant Plus",136.43,null,null,null,null,null,null,"od 79 rokov vrátane a viac",1.2,null,null,"Brezno",0.85]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SB3B","Eurogarant Plus",143.80000000000001,null,null,null,null,null,null,"SZČO",1.35,null,null,"Bytča",1]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SB4","Eurogarant Plus",155.94999999999999,null,null,null,null,null,null,"právnické osoby (a.s., s.r.o., k.s. a pod.)",1.4,null,null,"Čadca",1.08]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Detva",0.85]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Dolný Kubín",1.08]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Dunajská Streda",1]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Galanta",0.9]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gelnica",0.9]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Hlohovec",0.9]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Humenné",0.9]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Ilava",0.85]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Kežmarok",0.9]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Komárno",0.85]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Košice I",1.2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Košice II",1.2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Košice III",1.2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Košice IV",1.2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Košice-okolie",1]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Krupina",0.85]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Kysucké Nové Mesto",1.08]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Levice",0.85]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Levoča",0.9]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Liptovský Mikuláš",1.08]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lučenec",0.85]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Malacky",1]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Martin",1.08]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Medzilaborce",0.85]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Michalovce",0.9]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Myjava",0.85]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Námestovo",1.08]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Nitra",1]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Nové Mesto nad Váhom",0.85]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Nové Zámky",0.85]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Partizánske",0.9]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pezinok",1]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Piešťany",0.9]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Poltár",0.85]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Poprad",1]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Považská Bystrica",1]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Prešov",1]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Prievidza",1]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Púchov",0.85]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Revúca",0.85]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Rimavská Sobota",0.85]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Rožňava",0.85]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Ružomberok",1.08]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Sabinov",0.9]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Senec",1]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Senica",0.85]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Skalica",0.85]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Snina",0.9]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Sobrance",0.9]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Spišská Nová Ves",0.9]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Stará Ľubovňa",0.9]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Stropkov",0.85]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Svidník",0.85]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Šaľa",0.9]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Topoľčany",0.9]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Trebišov",0.9]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Trenčín",0.9]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Trnava",1]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Turčianske Teplice",1]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tvrdošín",1.08]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Veľký Krtíš",0.85]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Vranov nad Topľou",0.9]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Zlaté Moravce",0.85]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Zvolen",1]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Žarnovica",0.85]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Žiar nad Hronom",0.9]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Žilina",1.08]

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[]
[null,"Vypĺňajú sa iba žlté políčka, obmedzenia sú nastavené v zmysle platných metodických pokynov.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MENU"]
[]
[null,"Ponuka súborového poistenia PZP 324 pre rok 2023",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CONCATENATE(\"(pre PZ s účinnosťou od \",date!F4,\" do \",date!F5,\")\")","v":"(pre PZ s účinnosťou od 01.01.2023 do 31.03.2023)"},null,null,null,null,"Vyjadrenie Úseku neživotného poistenia KPAS",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"OUT",{"$f":"IF(OR(date!I6=1,AT12=1),1,0)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"NEPOUŽÍVA SA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"súhlas",3]
[null,{"$f":"CONCATENATE(\"verzia: \",date!F8)","v":"verzia: 17.01.2023"},null,null,null,null,null,null,null,null,"Obchodné meno klienta",null,null,null,null,null,null,null,null,"súhlasím",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MZ UNP2",{"$f":"IF(OR(CF15<>0,CF16<>0,CF17<>0,CF18<>0,CF19<>0,CF20<>0,CF21<>0,CF22<>0,CF23<>0,CF24<>0,CF25<>0,CF26<>0,CF27<>0,CF28<>0,CF29<>0,CF30<>0,CF31<>0,CF32<>0,CF33<>0,CF34<>0,CF35<>0,CF36<>0,CF37<>0,CF38<>0,CF39<>0,CF40<>0,CF41<>0,CF42<>0,CF43<>0,CF44<>0,CF45<>0),1,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"nesúhlasím"]
[null,null,null,null,null,null,null,null,null,null,null,"IČO:","IČO klienta",null,null,null,"účinnosť poistenia:","2023-01-01",null,"vyjadrenie ÚNP\nnežiadané"]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(AU13=1,AU15=1),CONCATENATE(\"Dátum účinnosti poistenia musí byť od \",date!F4,\" do \",date!F5,\" !!!\"),\" \")","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"kontrola skup/limit"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Meno pracovníka ÚNP",null,null,null,null,null,null,null,null,"01.11.2016 - neurčito",null,null,null,"do 31.10.2016",null,null,null,null,null,null,null,null,null,{"$f":"IF(C13=D13,\" \",1)","v":" "},null,null,{"$f":"CONCATENATE(\"Dátum účinnosti PZ musí byť \",date!$F$4,\" \",\"- \",date!$F$5,\" !!!\")","v":"Dátum účinnosti PZ musí byť 01.01.2023 - 31.03.2023 !!!"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10,11,12,13,14,15,16,17,18,19,20,21,22,23,24,25,null,"01.11.2017 - 31.03.2018",null,null,null,null,null,"01.11.2016 - neurčito",null,null,null,null,null,"do 31.10.2016"]
[]
[null,{"$f":"IF(AQ10=1,\"UROB KONTROLU - DOPLŇ !!!\",\" \")","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Korekcia ÚNP",0,null,null,null,null,null,null,null,"NOVÉ + K2",null,null,null,"K1",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(AU13=1,AU15=1),1,0)","v":0},"kontrola dátumu",null,null,{"$f":"IF(TODAY()<date!E4,date!E4,TODAY()+1)","v":"2023-01-18"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"GARANT PLUS",null,null,null,null,null,null,null,null,null,null,null,"EUROGARANT PLUS",null,null,null,null,null,null,null,null,null,null,null,null,null,"NOVÉ",null,null,null,null,null,"NOVÉ + K2",null,null,null,null,null,"K1"]
[null,null,{"$f":"SUBTOTAL(3,C15:C45)","v":0},{"$f":"SUBTOTAL(3,D15:D45)","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(AR43=1,\"Doplň údaje o škodovom priebehu do tabuľky vpravo\",\"\")","v":"Doplň údaje o škodovom priebehu do tabuľky vpravo"},null,null,null,null,null,null,"V Bratislave, dňa",null,"dd.mm.yyyy",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"splátky","bonus","spoluúčasť","produkt",{"$f":"IF(R8<AU14,1,\" \")","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Kontrola vyplnenia",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"G",null,"EG",null,null,null,"G",null,"EG",null,null,null,"G",null,null,null,null,"EG"]
[null,"Skupina\nMV","Počet MV\n(povinný údaj)","Rozsah krytia\n(G = Garant Plus,\nEG = Eurogarant Plus)","Počet splátok","bonus (B)","Ročné poistné\nv EUR\n(PM)","Zľava za ročnú platbu (ZRP)","Súborová množstevná zľava (SMZ)","                 Zľava za spoluúčasť 400 € (ZS)","Kód spôsobu používania MV","Koef. spôsobu používania MV","Koef. flotily","Nárok na VPž (A=áno, N=nie) a províziu (P=krátená provízia)","Ročné poistné\nza 1 MV\npo korekciách","Pripoistenie\nrozšírených\nasistenčných\nslužieb\n(ŠPECIÁL PLUS = 5,80 €,\nOPTIMUM PLUS = 11,50 €)","Výsledné ročné poistné\nza 1 MV","Výsledné ročné poistné\nza súbor MV",null,null,null,null,null,null,null,null,null,"p. č.","skupina MV","RP - G","RP - EG",null,"skupina MV","RP - G","RP - EG",null,"kontrola úplnosti údajov",null,"Výsledné ročné poistné\nza súbor MV - ŠTANDARD",null,null,null,1,0,null,null,{"$f":"date!E4","v":"2023-01-01"},null,"Druh MV",null,null,"skupina MV\nNOVÉ PZ",null,null,"Spôsob použitia \"Z\"\n\nA/N","použitie","koef. použitia",null,null,"RAS\n\nA/N","RAS",null,null,"MV","G/EG","použitie","RAS","Neúplné vyplnenie",null,null,null,null,"Max. zľava ÚNP s VP živel","Max. zľava ÚNP s plnou províziou","Max. zľava ÚNP bez VP živel a krátenou províziou","Pod (-) / Nad (+) PM               (1 MV)","Pod (-) / Nad (+) PM\n(1 MV)","Pod (-) / Nad (+) PM              (súbor MV)","Pod (-) / Nad (+) PM\n(súbor MV)","Pod (-) / Nad (+) nárok na VPživel                             (1 MV)","Pod (-) / Nad (+) nárok na Vpživel\n(1 MV)","Pod (-) / Nad (+) nárok na VPživel               (súbor MV)","Pod (-) / Nad (+) nárok na Vpživel\n(súbor MV)",{"$f":"IF(OR(U12<>0,AP6<>0),\"Mimoriadna zľava UNP2\",\" \")","v":" "},"Zľava/Prirážka ÚNP (UNP)","PM pre výber G/EG","nárok na VPž pre výber G/EG","bez nároku na VPž pre výber G/EG","krátená províziapre výber G/EG","p. č.","skupina MV","zákl. poistné","SM G+ základ","SM G+ (M/R/N/S/Z)","PM G+ základ","PM G+ (M/R/N/S/Z)","nárok na VPž = X % pod PM",null,"bez nároku na VPž = X % pod PM",null,"bez nároku na VPž + krátená provízia= X % pod PM",null,"skupina MV","zákl. poistné","SM EG+ základ","SM EG+ (M/R/N/S/Z)","PM EG+ základ","PM EG+ (M/R/N/S/Z)","nárok na VPž = X % pod PM",null,"bez nároku na VPž = X % pod PM",null,"bez nároku na VPž + krátená provízia= X % pod PM",null,"SMZ",null,"skupina MV","s VPž\nbez príznaku \"vysoko škodový subjekt = VysŠkoSub\"","bez VPž\nbez príznaku \"vysoko škodový subjekt = VysŠkoSub\"","s VPž\nbez príznaku \"vysoko škodový subjekt = VysŠkoSub\"","bez VPž\nbez príznaku \"vysoko škodový subjekt = VysŠkoSub\"",null,"skupina MV","s VPž\nbez príznaku \"vysoko škodový subjekt = VysŠkoSub\"","bez VPž\nbez príznaku \"vysoko škodový subjekt = VysŠkoSub\"","s VPž\nbez príznaku \"vysoko škodový subjekt = VysŠkoSub\"","bez VPž\nbez príznaku \"vysoko škodový subjekt = VysŠkoSub\"",null,"skupina MV","zákl. poistné","SM G+ základ","PM G+ základ","s VPž\nbez príznaku \"vysoko škodový subjekt = VysŠkoSub\"","bez VPž\nbez príznaku \"vysoko škodový subjekt = VysŠkoSub\"","zákl. poistné","SM EG+ základ","PM EG+ základ","s VPž\nbez príznaku \"vysoko škodový subjekt = VysŠkoSub\"","bez VPž\nbez príznaku \"vysoko škodový subjekt = VysŠkoSub\"","SMZ"]
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[null,"skupina MV",null,null," "," "," "," "," "," ",null," "," "," ",{"$f":"IF(OR(C45=0,D45=0,$AT$12=1,K45=$BD$15,AND(P45<>$BI$16,OR(B45=$CM$34,B45=$CM$35,B45=$CM$38,B45=$CM$39,B45=$CM$40))),\" \",ROUND(G45*L45*M45,2))","v":" "},null,{"$f":"IF(OR(C45=0,D45=0,$AP$4=1,K45=$BD$15,AND(P45<>$BI$16,OR(B45=$AC$27,B45=$AC$28,B45=$AC$29,B45=$AC$30,B45=$AC$31,B45=$AC$34,B45=$AC$35,B45=$AC$36,B45=$AC$37,B45=$AC$38,B45=$AC$39,B45=$AC$40))),\" \",O45+VLOOKUP(P45,$BI$16:$BJ$18,2,FALSE))","v":" "},{"$f":"IF(OR(C45=0,D45=0,$AP$4=1,K45=$BD$15,AND(P45<>$BI$16,OR(B45=$AC$27,B45=$AC$28,B45=$AC$29,B45=$AC$30,B45=$AC$31,B45=$AC$31,B45=$AC$34,B45=$AC$35,B45=$AC$36,B45=$AC$37,B45=$AC$38,B45=$AC$39,B45=$AC$40))),\" \",ROUND(Q45*C45,2))","v":" "},null,null,null,null,null,null,null,null,null,"31.",{"$f":"B45","v":"skupina MV"},{"$f":"VLOOKUP(AC45,$AC$15:$AE$40,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AC45,$AC$15:$AE$40,3,FALSE)","v":{"$error":"#N/A"}},null,{"$f":"IF(OR(B45=$AZ$15,B45=$AZ$16,B45=$AZ$17,B45=$AZ$18,B45=$AZ$19,B45=$AZ$20,B45=$AZ$21,B45=$AZ$22,B45=$AZ$23,B45=$AZ$38,B45=$AZ$39),$BD$15:$BD$21,$BD$15:$BD$20)","v":{"$error":"#VALUE!"}},null,{"$f":"IF(AND(P41<>$BI$16,OR(B41=$CM$27,B41=$CM$28,B41=$CM$29,B41=$CM$30,B41=$CM$31,B41=$CM$34,B41=$CM$35,B41=$CM$36,B41=$CM$37,B41=$CM$38,B41=$CM$39,B41=$CM$40)),1,0)","v":0},null,1,null," ",null,"Rizikové poistné",null,null,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,1,null,null,null,0,0,0,0,0,null,null,null,null,0,0,0," "," "," "," "," "," "," "," ",0," "," "," "," "," ","31.",{"$f":"B45","v":"skupina MV"},null,null,{"$f":"VLOOKUP(B45,$CM$14:$DK$40,4,FALSE)","v":"SM G+ (M/R/N/S/Z)"},null,null,null,{"$f":"VLOOKUP(B45,$CM$14:$DK$40,8,FALSE)","v":0},null,{"$f":"VLOOKUP(B45,$CM$14:$DK$40,10,FALSE)","v":0},null,{"$f":"VLOOKUP(B45,$CM$14:$DK$40,12,FALSE)","v":0},null,null,null,{"$f":"VLOOKUP(B45,$CM$14:$DK$40,16,FALSE)","v":"SM EG+ (M/R/N/S/Z)"},null,null,null,{"$f":"VLOOKUP(B45,$CM$14:$DK$40,20,FALSE)","v":0},null,{"$f":"VLOOKUP(B45,$CM$14:$DK$40,22,FALSE)","v":0},null,{"$f":"VLOOKUP(B45,$CM$14:$DK$40,24,FALSE)","v":0}]
[null,"Spolu MV:",{"$f":"SUM(C15:C45)","v":0},{"$f":"IF(C46<>P46,\"V cenovej ponuke nie sú započítané všetky požadované MV\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUMIF(R15:R45,\">0\",C15:C45)","v":0},null,{"$f":"SUM(R15:R45)","v":0},null,"Splátka poistného",null,{"$f":"ROUND(R46/E15,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(AM15:AM45)","v":0},null,{"$f":"ROUND(MAX(AO38:AO42)/(1-AP36),2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(BZ15:BZ45)","v":0},{"$f":"(D46/(D46-BZ46))-1","v":{"$error":"#VALUE!"}},null,null,{"$f":"SUM(CD15:CD45)","v":0},{"$f":"(D46/(D46-CD46))-1","v":{"$error":"#VALUE!"}},null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10,11,12,13,14,15,16,17,18,19,20,21,22,23,24,25,null,1,2,3,4,5,null,1,2,3,4,5,null,1,2,3,4,5,6,7,8,9,10,11,12]
[]
[null,"Poisťovňa informuje poistníka, že osobné údaje spracúva v súlade s Nariadením Európskeho parlamentu a Rady (EÚ) 2016/679 z 27. apríla 2016 o ochrane fyzických osôb pri spracúvaní osobných údajov a o voľnom pohybe takýchto údajov, ktorým sa zrušuje smernica 95/46/ES (všeobecné nariadenie o ochrane údajov) (ďalej len „Nariadenie“) a príslušnými slovenskými právnymi predpismi. Poistník prehlasuje, že sa oboznámil s informáciami o spracúvaní jeho osobných údajov podľa Nariadenia, vrátane informácií o jeho právach. Zároveň berie na vedomie, že informácie o spracúvaní osobných údajov je možné nájsť aj na webovej stránke poisťovne www.kpas.sk.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"V",null,null,null,null,"dňa",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"KoF"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ROUND(AO46/AM46,4)","v":{"$error":"#DIV/0!"}}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"........................................................."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"podpis poistníka"]

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[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Čislo návrhu PZ",null,null,null,null,null,null,null,null,null,null,"Číslo PZ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MENU"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Príloha č. 1 k PZ'!I5","v":"3249xxxxxx"}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Číslo získateľa",null,null,null,null,null,null,null,null,null,null,"OJ"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"OUT"]
[null,null,null,null,null,null,null,null,null,null,null,null,"POISTNÁ ZMLUVA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR('Príloha č. 1 k PZ'!AR5=1,'Príloha č. 1 k PZ'!AT9=1),1,0)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Príloha č. 1 k PZ'!AR5","v":0}]
[null,"POISTENIE ZODPOVEDNOSTI ZA ŠKODU SPÔSOBENÚ PREVÁDZKOU MOTOROVÉHO VOZIDLA",null,null,null,null,null,null,null,null,null,null,null,null,null,3]
[null,"súbor motorových vozidiel"]
[null,"A. POKYNY"]
[null,"Ste držiteľom všetkých poisťovaných vozidiel?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1]
[]
[null,"V tomto prípade stačí vyplniť údaje o poistníkovi.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"V tomto prípade u vozidiel, kde ste držiteľom, stačí len vyplniť údaj o poistníkovi."]
[null,"Údaje o držiteľovi na prílohách nie je nutné vypĺňať.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tam, kde nie ste držiteľom, je potrebné údaje o držiteľovi do prílohy vždy vyplniť."]
[null,"Údaje o vlastníkovi na prílohách je nutné vyplniť tam, kde je vlastník odlišný od držiteľa.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Údaje o vlastníkovi na prílohách je nutné vyplniť tam, kde je vlastník odlišný od držiteľa."]
[]
[null,"B. POISTNÍK (platiteľ poistného)"]
[null,"Titul, meno, priezvisko / Obchodné meno"]
[]
[null,"Trvalé bydlisko (ulica, číslo domu, PSČ, mesto/obec) / Sídlo"]
[]
[null,"Korešpondenčná adresa (ulica, číslo domu, PSČ, mesto/obec) / Sídlo"]
[]
[null,"Rodné číslo / IČO",null,null,null,null,null,null,null,null,null,null,"Poistenie dojednal",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Štátna príslušnosť"]
[]
[null,"Mobilný tel. / Tel. kontakt",null,null,null,null,null,null,null,null,null,null,"E-mail"]
[]
[null,"Názov peňažného ústavu",null,null,null,null,null,null,null,null,null,null,"IBAN (číslo účtu)"]
[]
[]
[]
[null,"C. VŠEOBECNÉ ÚDAJE O POISTNEJ ZMLUVE",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"na dobu neurčitú"]
[null,null,null,null,null,null,null,null,"Začiatok poistenia:",{"$f":"'Príloha č. 1 k PZ'!D10","v":"2023-01-01"},null,null,null,null,null,null,null,"čas:",{"$f":"'Príloha č. 1 k PZ'!D35","v":"00:00"},null,null,null,null,null,null,null,null,null,null,null,null,null,"Koniec poistenia:",{"$f":"IF(AY34=TRUE,\" \",EDATE(J34,12)-1)","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true,"čas do PZ",{"$f":"'Príloha č. 1 k PZ'!AR45","v":0}]
[]
[null,"D. ÚDAJE O PLATENÍ"]
[null,"Platenie:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AZ37","v":1},{"$f":"IF('Príloha č. 1 k PZ'!W10=1,1,IF('Príloha č. 1 k PZ'!W10=2,2,IF('Príloha č. 1 k PZ'!W10=4,3,0)))","v":1}]
[]
[null,"Druh platenia:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2]
[]
[null,"Poistné je splatné prvého dňa poistného obdobia, ktorého začiatok sa zhoduje s dňom začiatku poistenia. Ak bolo dojednané platenie bežného poistného v polročných alebo štvrťročných splátkach, následná polročná alebo štvrťročná splátka poistného je splatná v deň po uplynutí technického polroka alebo štvrťroka od dňa zhodného z dňom začiatku poistenia, alebo v deň nasledujúci po poslednom dni obdobia, za ktoré bola uhradená predchádzajúca splátka. V prípade bezhotovostného styku prosíme platby poistného poukázať na účet poisťovne, variabilný symbol = číslo poistnej zmluvy, konštantný symbol = 3558."]
[]
[]
[]
[]
[]
[null,"E. ÚDAJE O POISTNOM"]
[null,"Ročné poistné za",null,null,null,null,null,null,{"$f":"'Príloha č. 1 k PZ'!AW28+'Príloha č. 2 k PZ'!AW28+'Príloha č. 3 k PZ'!AW28+'Príloha č. 4 k PZ'!AW28+'Príloha č. 5 k PZ'!AW28+'Príloha č. 6 k PZ'!AW28","v":0},null,null,"vozidiel (celkový počet) uvedených v prílohách",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Príloha č. 1 k PZ'!Y35+'Príloha č. 2 k PZ'!Y$35+'Príloha č. 3 k PZ'!Y35+'Príloha č. 4 k PZ'!Y35+'Príloha č. 5 k PZ'!Y35+'Príloha č. 6 k PZ'!Y35","v":0},null,null,null,null,null,null,null,null,null,"EUR"]
[]
[null,"Výsledné ročné poistné (po započítaní zliav a/alebo prirážok a pripoistení)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ROUND(AH52*AY50,2)","v":0},null,null,null,null,null,null,null,null,null,"EUR",null,null,null,null,null,null,{"$f":"'Príloha č. 1 k PZ'!W10","v":1}]
[]
[null,"Lehotné poistné (splátka poistného)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Príloha č. 1 k PZ'!AJ35+'Príloha č. 2 k PZ'!AJ35+'Príloha č. 3 k PZ'!AJ35+'Príloha č. 4 k PZ'!AJ35+'Príloha č. 5 k PZ'!AJ35+'Príloha č. 6 k PZ'!AJ35","v":0},null,null,null,null,null,null,null,null,null,"EUR"]
[]
[null,"1. splátka",null,null,null,{"$f":"'Príloha č. 1 k PZ'!AR23","v":"2023-01-01"},null,null,null,null,null,null,"2. splátka",null,null,null,{"$f":"IF('Príloha č. 1 k PZ'!AR24=\" \",\"- - -\",'Príloha č. 1 k PZ'!AR24)","v":"- - -"},null,null,null,null,null,null,"3. splátka",null,null,null,{"$f":"IF('Príloha č. 1 k PZ'!AR25=\" \",\"- - -\",'Príloha č. 1 k PZ'!AR25)","v":"- - -"},null,null,null,null,null,null,"4. splátka",null,null,null,{"$f":"IF('Príloha č. 1 k PZ'!AR26=\" \",\"- - -\",'Príloha č. 1 k PZ'!AR26)","v":"- - -"}]
[]
[null,"Prvé / Jednorazové poistné za obdobie od",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Príloha č. 1 k PZ'!D10","v":"2023-01-01"},null,null,null,null,"do ",null,{"$f":"'Príloha č. 1 k PZ'!AR27-1","v":"2023-12-31"},null,null,null,null,"vo výške ",null,null,null,{"$f":"AH52","v":0},null,null,null,null,null,null,null,null,null,"EUR"]
[null,"bude zaplatené",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1]
[null,null,null,"Peňažný ústav poisťovne:"]
[null,null,null,"SLSP, a.s. = IBAN: SK28 0900 0000 0001 7819 5386, SWIFT (BIC): GIBASKBX"]
[null,null,null,"Tatra banka, a.s. = IBAN: SK60 1100 0000 0026 2322 5520, SWIFT (BIC): TATRSKBX"]
[null,null,null,"Prima banka Slovensko, a.s. = IBAN: SK87 5600 0000 0012 0022 2008, SWIFT (BIC): KOMASK2X"]
[null,null,null,"Variabilný symbol = č. návrhu poistnej zmluvy",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"/",null,"Konštantný symbol = 3558"]
[]
[null,"F. ĎALŠIE DOJEDNANIA"]
[null,"1.","KOMUNÁLNA poisťovňa, a.s. Vienna Insurance Group vydá poistníkovi Medzinárodnú kartu automobilového poistenia ako doklad o poistení zodpovednosti ku všetkým motorovým vozidlám uvedených v prílohách tejto poistnej zmluve prostredníctvom poštovej zásielky."]
[]
[null,"2.","Neoddeliteľnou súčasťou poistnej zmluvy súboru motorových vozidiel sú písomné prílohy v počte",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Príloha č. 1 k PZ'!AW25+'Príloha č. 2 k PZ'!AW25+'Príloha č. 3 k PZ'!AW25+'Príloha č. 4 k PZ'!AW25+'Príloha č. 5 k PZ'!AW25+'Príloha č. 6 k PZ'!AW25","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR('Príloha č. 1 k PZ'!$AS$39=1,'Príloha č. 1 k PZ'!$AS$40=1,'Príloha č. 1 k PZ'!$AR$41=1,'Príloha č. 1 k PZ'!$AR$44=1),\"Vytvorené:\",\"\")","v":"Vytvorené:"},{"$f":"IF(OR('Príloha č. 1 k PZ'!$AS$39=1,'Príloha č. 1 k PZ'!$AS$40=1,'Príloha č. 1 k PZ'!$AR$41=1,'Príloha č. 1 k PZ'!$AR$44=1),TODAY(),\"\")","v":"2023-01-17"},null,null,null,null,{"$f":"IF(OR('Príloha č. 1 k PZ'!$AS$39=1,'Príloha č. 1 k PZ'!$AS$40=1,'Príloha č. 1 k PZ'!$AR$41=1,'Príloha č. 1 k PZ'!$AR$44=1),NOW(),\"\")","v":44943.619886111112}]
[]
[null,"G. OSOBITNÉ DOJEDNANIA"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"H. ZÁVEREČNÉ USTANOVENIA"]
[null,"Prehlásenie poistníka:"]
[null,"1.","Poistník svojím podpisom prehlasuje, že:"]
[null,"a)","bol s dostatočným časovým predstihom pred uzavretím poistnej zmluvy písomne oboznámený s obsahom poistnej zmluvy, so Všeobecnými poistnými podmienkami pre poistenie zodpovednosti za škodu spôsobenú prevádzkou motorového vozidla (ďalej len „VPP PZP-2“), ktoré tvoria neoddeliteľnú súčasť poistnej zmluvy, s dôležitými zmluvnými podmienkami uzatváranej poistnej zmluvy prostredníctvom Informačného dokumentu o poistnom produkte (ďalej len „IPID“) a tiež prehlasuje, že:"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2]
[null,"b)","úplne a pravdivo odpovedal na všetky otázky týkajúce sa dojednávania poistenia podľa tejto poistnej zmluvy a je oboznámený s povinnosťami v priebehu trvania poistenia bez zbytočného odkladu oznámiť poisťovni všetky prípadné zmeny v týchto údajoch."]
[]
[null,"2.","V prípade, ak poistník a poistená osoba nie sú totožné osoby, poistník prehlasuje, že má oprávnenie poskytnúť poisťovni osobné údaje poisteného na účely uzatvárania, správy a plnenia tejto poistnej zmluvy podľa zákona č. 39/2015 Z. z. o poisťovníctve a o zmene a doplnení niektorých zákonov."]
[null,"3.","Poisťovňa informuje poistníka, že osobné údaje spracúva v súlade s Nariadením Európskeho parlamentu a Rady (EÚ) 2016/679 z 27. apríla 2016 o ochrane fyzických osôb pri spracúvaní osobných údajov a o voľnom pohybe takýchto údajov, ktorým sa zrušuje smernica 95/46/ES (všeobecné nariadenie o ochrane údajov) (ďalej len „Nariadenie“) a príslušnými slovenskými právnymi predpismi. Poistník prehlasuje, že sa oboznámil s informáciami o spracúvaní jeho osobných údajov podľa Nariadenia, vrátane informácií o jeho právach. Zároveň berie na vedomie, že informácie o spracúvaní osobných údajov je možné nájsť aj na webovej stránke poisťovne www.kpas.sk."]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"......................................................"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"podpis poistníka"]
[null,"SÚHLAS SO SPRACÚVANÍM OSOBNÝCH ÚDAJOV NA MARKETINGOVÉ ÚČELY"]
[null,"Týmto ako poistník                                                   s tým, aby poisťovňa spracúvala moje údaje uvedené nižšie na marketingové účely, teda na:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2]
[null,"• poskytovanie individualizovaných marketingových ponúk, ktoré zahŕňa automatizované spracúvanie mojich údajov s cieľom prispôsobiť marketingovú ponuku mojej situácii a potrebám (profilovanie). Ide najmä o informácie o produktoch a službách poisťovne, o akciách a zľavách a o podujatiach a súťažiach, ktoré mi môžu byť poskytované prostredníctvom e-mailu, sms, poštovej zásielky alebo telefonicky, a\n• uskutočňovanie prieskumov trhu a prieskumov spokojnosti s produktami a službami poisťovne prostredníctvom e-mailu, poštovej zásielky alebo telefonicky."]
[null,"Tento súhlas sa vzťahuje na nasledovné údaje: titul, meno, priezvisko, adresa trvalého pobytu, dátum narodenia a/alebo rodné číslo, pohlavie, e-mailová adresa, telefónne číslo, korešpondenčná adresa, typ poistenia, výška poistnej sumy, výška ročného poistného, výška vyplateného poistného plnenia, typ motorového vozidla, a to v rozsahu, v ktorom som poskytol(a) uvedené údaje poisťovni, alebo boli poisťovňou získané v súvislosti s mojimi poistnými zmluvami."]
[null,"Beriem na vedomie, že poskytnutie mojich údajov a tohto súhlasu je dobrovoľné a svoj súhlas môžem kedykoľvek odvolať:\n• písomne na ktorejkoľvek pobočke poisťovne,\n• písomne zaslaním na nasledovnú adresu poisťovne: KOMUNÁLNA poisťovňa, a.s. Vienna Insurance Group, so sídlom: Štefánikova 17, 811 05 Bratislava,\n• elektronicky prostredníctvom webstránky www.kpas.sk/stranka/ochrana-osobnych-udajov."]
[null,"Svojím podpisom potvrdzujem, že v čase získania tohto súhlasu mi boli poskytnuté informácie o spracúvaní mojich osobných údajov poisťovňou, vrátane informácií o mojich právach v súvislosti s týmto spracúvaním. Zároveň beriem na vedomie, že informácie o spracúvaní osobných údajov sú uvedené aj na webstránke poisťovne."]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"......................................................"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"podpis poistníka"]
[]
[null,{"$f":"CONCATENATE(\"Poistná zmluva č. \",P3)","v":"Poistná zmluva č. 3249xxxxxx"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR('Príloha č. 1 k PZ'!$AS$39=1,'Príloha č. 1 k PZ'!$AS$40=1,'Príloha č. 1 k PZ'!$AR$41=1,'Príloha č. 1 k PZ'!$AR$44=1),\"Vytvorené:\",\"\")","v":"Vytvorené:"},{"$f":"IF(OR('Príloha č. 1 k PZ'!$AS$39=1,'Príloha č. 1 k PZ'!$AS$40=1,'Príloha č. 1 k PZ'!$AR$41=1,'Príloha č. 1 k PZ'!$AR$44=1),TODAY(),\"\")","v":"2023-01-17"},null,null,null,null,{"$f":"IF(OR('Príloha č. 1 k PZ'!$AS$39=1,'Príloha č. 1 k PZ'!$AS$40=1,'Príloha č. 1 k PZ'!$AR$41=1,'Príloha č. 1 k PZ'!$AR$44=1),NOW(),\"\")","v":44943.619886111112}]
[null,"SÚHLAS S ELEKTRONICKOU KOMUNIKÁCIOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2]
[null,"Poistník týmto                                                                                                               s tým, aby mu poisťovňa doručovala korešpondenciu elektronickou formou (formou emailu alebo SMS) a to za podmienok uvedených v tomto súhlase na nasledovné kontaktné údaje:"]
[null,"• e-mail:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"• mobil:","+421 9"]
[null,"Informácie pre poistníka\nZasielanie korešpondencie elektronickou formou nie je povinné a nie je spoplatnené. Poisťovňa v súčasnosti realizuje prechod na digitálnu formu korešpondencie. V prechodnom období môže byť korešpondencia alebo jej časť aj napriek tomuto súhlasu s elektronickou komunikáciou posielaná naďalej poštou. Poisťovňa si vyhradzuje právo určiť čas, od ktorého bude korešpondenciu určenú poistníkovi zasielať elektronickou formou. Korešpondencia zasielaná elektronicky, ktorá obsahuje osobné údaje samostatne umožňujúce identifikáciu dotknutej osoby bude posielaná zabezpečenou formou."]
["Podmienky pre doručovanie písomností elektronickou formou\nPoisťovňa bude poistníkovi zasielať prostredníctvom e-mailu alebo SMS (elektronicky) korešpondenciu týkajúcu sa všetkých poistných zmlúv, ktoré má alebo bude mať uzatvorené s poisťovňou alebo poistných udalostí týkajúcich sa jeho osoby (v postavení poisteného, škodcu, poškodeného a pod.), s výnimkou takej korešpondencie, ktorej zaslanie je v zmysle platných právnych predpisov potrebné vykonať poštovým doručovateľom. (Službou elektronickej korešpondencie budú napríklad doručované: poistka (potvrdenie o poistení), predpis na úhradu poistného, oznámenie o likvidácii škodovej udalosti, výzvy, oznámenia a pod.)\nPoistník svojím podpisom súhlasí, že od momentu aktivácie služby elektronickej komunikácie mu korešpondencia môže byť zasielaná elektronicky s účinkami riadneho doručenia a súhlasí s právom poisťovne určiť, ktorú korešpondenciu mu bude zasielať elektronickou formou. Korešpondencia, ktorú poisťovňa zašle elektronickou formou sa považuje za doručenú okamihom jej odoslania poisťovňou na vyššie uvedenú e-mailovú adresu alebo telefónne číslo a to aj v prípade, ak sa o nej poistník nedozvie. Poistník sa zaväzuje bezodkladne oznámiť poisťovni každú zmenu e-mailovej adresy a telefónneho čísla. Poisťovňa nezodpovedá za poistníkom nesprávne zadané jednotlivé údaje na tejto žiadosti. Dokument doručený v súlade s týmto súhlasom sa až do jeho odvolania považuje za rovnocenný s dokumentom zaslaným poštou na trvalú adresu poistníka alebo inú adresu určenú pre doručovanie zásielok. Poistník je povinný chrániť svoje prihlasovacie údaje k e-mailu ako aj prístup k telefónu, na ktorý mu v zmysle tohto súhlasu môžu byť zasielané SMS.\nPoistník súhlasí s tým, aby poisťovňa upravila prípadné zjavné chyby v písaní vo vzťahu k údajom uvedeným v tomto súhlase. (Napr. oprava zjavného preklepu v e-mailovom kontakte alebo telefónnom čísle v prípadoch, kedy je tento preklep poisťovni zjavný z údajov, ktoré o poistníkovi má. (Napr. oprava „....gnail.con“ na „....@gmail.com“.))\nV prípade, ak e-mail alebo telefón poistníka nebude prijímať elektronickú korešpondenciu poisťovne a poisťovni táto skutočnosť bude zrejmá, napríklad na základe spätného zasielania správ o nemožnosti doručenia e-mailu, poisťovňa je až do odstránenia takéhoto stavu poistníkom oprávnená s ním komunikovať v listinnej podobe.\nPoistník berie na vedomie, že súhlas s elektronickou formou komunikácie medzi ním a poisťovňou nie je povinný udeliť a v prípade jeho udelenia ho môže kedykoľvek odvolať. Súhlas môže poistník odvolať:\n• osobne na ktoromkoľvek obchodnom mieste poisťovne,\n• písomne zaslaním na adresu poisťovne: KOMUNÁLNA poisťovňa, a.s. Vienna Insurance Group, so sídlom:\nCENTRÁLA - Štefánikova 17, 811 05 Bratislava\n• elektronicky prostredníctvom webového formuláru www.kpas.sk/napiste-nam,\n• elektronicky prostredníctvom klientskeho portálu e-KOMfort.","Podmienky pre doručovanie písomností elektronickou formou\nPoisťovňa bude poistníkovi zasielať prostredníctvom e-mailu alebo SMS (elektronicky) korešpondenciu týkajúcu sa všetkých poistných zmlúv, ktoré má alebo bude mať uzatvorené s poisťovňou alebo poistných udalostí týkajúcich sa jeho osoby (v postavení poisteného, škodcu, poškodeného a pod.), s výnimkou takej korešpondencie, ktorej zaslanie je v zmysle platných právnych predpisov potrebné vykonať poštovým doručovateľom. (Službou elektronickej korešpondencie budú napríklad doručované: poistka (potvrdenie o poistení), predpis na úhradu poistného, oznámenie o likvidácii škodovej udalosti, výzvy, oznámenia a pod.)\nPoistník svojím podpisom súhlasí, že od momentu aktivácie služby elektronickej komunikácie mu korešpondencia môže byť zasielaná elektronicky s účinkami riadneho doručenia a súhlasí s právom poisťovne určiť, ktorú korešpondenciu mu bude zasielať elektronickou formou. Korešpondencia, ktorú poisťovňa zašle elektronickou formou sa považuje za doručenú okamihom jej odoslania poisťovňou na vyššie uvedenú e-mailovú adresu alebo telefónne číslo a to aj v prípade, ak sa o nej poistník nedozvie. Poistník sa zaväzuje bezodkladne oznámiť poisťovni každú zmenu e-mailovej adresy a telefónneho čísla. Poisťovňa nezodpovedá za poistníkom nesprávne zadané jednotlivé údaje na tejto žiadosti. Dokument doručený v súlade s týmto súhlasom sa až do jeho odvolania považuje za rovnocenný s dokumentom zaslaným poštou na trvalú adresu poistníka alebo inú adresu určenú pre doručovanie zásielok. Poistník je povinný chrániť svoje prihlasovacie údaje k e-mailu ako aj prístup k telefónu, na ktorý mu v zmysle tohto súhlasu môžu byť zasielané SMS.\nPoistník súhlasí s tým, aby poisťovňa upravila prípadné zjavné chyby v písaní vo vzťahu k údajom uvedeným v tomto súhlase. (Napr. oprava zjavného preklepu v e-mailovom kontakte alebo telefónnom čísle v prípadoch, kedy je tento preklep poisťovni zjavný z údajov, ktoré o poistníkovi má. (Napr. oprava „....gnail.con“ na „....@gmail.com“.))\nV prípade, ak e-mail alebo telefón poistníka nebude prijímať elektronickú korešpondenciu poisťovne a poisťovni táto skutočnosť bude zrejmá, napríklad na základe spätného zasielania správ o nemožnosti doručenia e-mailu, poisťovňa je až do odstránenia takéhoto stavu poistníkom oprávnená s ním komunikovať v listinnej podobe.\nPoistník berie na vedomie, že súhlas s elektronickou formou komunikácie medzi ním a poisťovňou nie je povinný udeliť a v prípade jeho udelenia ho môže kedykoľvek odvolať. Súhlas môže poistník odvolať:\n• osobne na ktoromkoľvek obchodnom mieste poisťovne,\n• písomne zaslaním na adresu poisťovne: KOMUNÁLNA poisťovňa, a.s. Vienna Insurance Group, so sídlom:\nCENTRÁLA - Štefánikova 17, 811 05 Bratislava\n• elektronicky prostredníctvom webového formuláru www.kpas.sk/napiste-nam,\n• elektronicky prostredníctvom klientskeho portálu e-KOMfort."]
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[null,"SÚHLAS SO ZRIADENÍM KONTA DO KLIENTSKEHO PORTÁLU"]
[null,"Poistník                                           poisťovni súhlas s automatickým zriadením konta v klientskom portáli e-KOMfort.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2]
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[null,"P. č.","Číslo návrhu poistnej zmluvy","Dátum účinnosti poistenia (začiatok poistenia)","EVČ          (ŠPZ)","VIN - číslo karosérie","Továrenská značka","Obchodný názov (model)","Farba","Rok výroby","Objem motora v cm3","Vykon motora v kW","P. č.","Palivo","Celková hmotnosť v kg","Skupina a číslo TP alebo osvedčenia o evidencii","Druh MV","Držiteľ / Vlastník (vyplňte len ak je iný ako poistník)",null,"P. č.","Skupina MV","Rozsah krytia","Počet splátok","bonus (B)","Ročné poistné\nv EUR\n(PM)","Zľava za ročnú platbu (ZRP)","Súborová množstevná zľava (SMZ)","Zľava za spoluúčasť 400 € (ZS)","Kód spôsobu používania MV","Koef. spôsobu používania MV","Koef. flotily","Nárok na VPž","Ročné poistné\npo korekciách","Pripoistenie rozšírených asistenčných služieb (RAS)","Výsledné ročné poistné","Lehotné poistné",null,null,"Korekcia ÚNP",null,"p. č.",null,null,null,null,null,null,null,null,null,"skupina MV",null,null,"Spôsob použitia \"Z\"\n\nA/N","použitie",null,null,"RAS\n\nA/N","RAS"]
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[null,"P. č.","Číslo návrhu poistnej zmluvy","Dátum účinnosti poistenia (začiatok poistenia)","EVČ          (ŠPZ)","VIN - číslo karosérie","Továrenská značka","Obchodný názov (model)","Farba","Rok výroby","Objem motora v cm3","Vykon motora v kW","P. č.","Palivo","Celková hmotnosť v kg","Skupina a číslo TP alebo osvedčenia o evidencii","Druh MV","Držiteľ / Vlastník (vyplňte len ak je iný ako poistník)",null,"P. č.","Skupina MV","Rozsah krytia","Počet splátok","bonus (B)","Ročné poistné\nv EUR\n(PM)","Zľava za ročnú platbu (ZRP)","Súborová množstevná zľava (SMZ)","Zľava za spoluúčasť 400 € (ZS)","Kód spôsobu používania MV","Koef. spôsobu používania MV","Koef. flotily","Nárok na VPž","Ročné poistné\npo korekciách","Pripoistenie rozšírených asistenčných služieb (RAS)","Výsledné ročné poistné","Lehotné poistné",null,null,"Korekcia ÚNP",null,"p. č.",null,null,null,null,null,null,null,null,null,"skupina MV",null,null,"Spôsob použitia \"Z\"","použitie",null,null,"RAS","RAS"]
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[null,"P. č.","Číslo návrhu poistnej zmluvy","Dátum účinnosti poistenia (začiatok poistenia)","EVČ          (ŠPZ)","VIN - číslo karosérie","Továrenská značka","Obchodný názov (model)","Farba","Rok výroby","Objem motora v cm3","Vykon motora v kW","P. č.","Palivo","Celková hmotnosť v kg","Skupina a číslo TP alebo osvedčenia o evidencii","Druh MV","Držiteľ / Vlastník (vyplňte len ak je iný ako poistník)",null,"P. č.","Skupina MV","Rozsah krytia","Počet splátok","bonus (B)","Ročné poistné\nv EUR\n(PM)","Zľava za ročnú platbu (ZRP)","Súborová množstevná zľava (SMZ)","Zľava za spoluúčasť 400 € (ZS)","Kód spôsobu používania MV","Koef. spôsobu používania MV","Koef. flotily","Nárok na VPž","Ročné poistné\npo korekciách","Pripoistenie rozšírených asistenčných služieb (RAS)","Výsledné ročné poistné","Lehotné poistné",null,null,"Korekcia ÚNP",null,"p. č.",null,null,null,null,null,null,null,null,null,"skupina MV",null,null,"Spôsob použitia \"Z\"","použitie",null,null,"RAS","RAS"]
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[null,"P. č.","Číslo návrhu poistnej zmluvy","Dátum účinnosti poistenia (začiatok poistenia)","EVČ          (ŠPZ)","VIN - číslo karosérie","Továrenská značka","Obchodný názov (model)","Farba","Rok výroby","Objem motora v cm3","Vykon motora v kW","P. č.","Palivo","Celková hmotnosť v kg","Skupina a číslo TP alebo osvedčenia o evidencii","Druh MV","Držiteľ / Vlastník (vyplňte len ak je iný ako poistník)",null,"P. č.","Skupina MV","Rozsah krytia","Počet splátok","bonus (B)","Ročné poistné\nv EUR\n(PM)","Zľava za ročnú platbu (ZRP)","Súborová množstevná zľava (SMZ)","Zľava za spoluúčasť 400 € (ZS)","Kód spôsobu používania MV","Koef. spôsobu používania MV","Koef. flotily","Nárok na VPž","Ročné poistné\npo korekciách","Pripoistenie rozšírených asistenčných služieb (RAS)","Výsledné ročné poistné","Lehotné poistné",null,null,"Korekcia ÚNP",null,"p. č.",null,null,null,null,null,null,null,null,null,"skupina MV",null,null,"Spôsob použitia \"Z\"","použitie",null,null,"RAS","RAS"]
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[null,"P. č.","Číslo návrhu poistnej zmluvy","Dátum účinnosti poistenia (začiatok poistenia)","EVČ          (ŠPZ)","VIN - číslo karosérie","Továrenská značka","Obchodný názov (model)","Farba","Rok výroby","Objem motora v cm3","Vykon motora v kW","P. č.","Palivo","Celková hmotnosť v kg","Skupina a číslo TP alebo osvedčenia o evidencii","Druh MV","Držiteľ / Vlastník (vyplňte len ak je iný ako poistník)",null,"P. č.","Skupina MV","Rozsah krytia","Počet splátok","bonus (B)","Ročné poistné\nv EUR\n(PM)","Zľava za ročnú platbu (ZRP)","Súborová množstevná zľava (SMZ)","Zľava za spoluúčasť 400 € (ZS)","Kód spôsobu používania MV","Koef. spôsobu používania MV","Koef. flotily","Nárok na VPž","Ročné poistné\npo korekciách","Pripoistenie rozšírených asistenčných služieb (RAS)","Výsledné ročné poistné","Lehotné poistné",null,null,"Korekcia ÚNP",null,"p. č.",null,null,null,null,null,null,null,null,null,"skupina MV",null,null,"Spôsob použitia \"Z\"","použitie",null,null,"RAS","RAS"]
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[null,"P. č.","Číslo návrhu poistnej zmluvy","Dátum účinnosti poistenia (začiatok poistenia)","EVČ          (ŠPZ)","VIN - číslo karosérie","Továrenská značka","Obchodný názov (model)","Farba","Rok výroby","Objem motora v cm3","Vykon motora v kW","P. č.","Palivo","Celková hmotnosť v kg","Skupina a číslo TP alebo osvedčenia o evidencii","Druh MV","Držiteľ / Vlastník (vyplňte len ak je iný ako poistník)",null,"P. č.","Skupina MV","Rozsah krytia","Počet splátok","bonus (B)","Ročné poistné\nv EUR\n(PM)","Zľava za ročnú platbu (ZRP)","Súborová množstevná zľava (SMZ)","Zľava za spoluúčasť 400 € (ZS)","Kód spôsobu používania MV","Koef. spôsobu používania MV","Koef. flotily","Nárok na VPž","Ročné poistné\npo korekciách","Pripoistenie rozšírených asistenčných služieb (RAS)","Výsledné ročné poistné","Lehotné poistné",null,null,"Korekcia ÚNP",null,"p. č.",null,null,null,null,null,null,null,null,null,"skupina MV",null,null,"Spôsob použitia \"Z\"","použitie",null,null,"RAS","RAS"]
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[null,null,"čas:","11:00:00",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(U8<>V8,\"UROB KONTROLU - DOPLŇ !!!\",\" \")","v":" "},null,null,null,{"$f":"SUM(Y10:Y34)","v":0},null,null,null,null,null,null,"VPž = Verejný prísľub - živel",null,null,{"$f":"SUM(AI10:AI34)","v":0},{"$f":"SUM(AJ10:AJ34)","v":0},null,null,null,null,null,null,"čas do PZ",{"$f":"'Príloha č. 1 k PZ'!$AR$45","v":0},null,null,null,null,null,null,"SL2"]
[]
[null,{"$f":"'Príloha č. 1 k PZ'!$M$37","v":"V Bratislave, dňa 17.1.2023"},null,null,null,null,null,null,null,null,null,null,{"$f":"B37","v":"V Bratislave, dňa 17.1.2023"},null,null,null,null,null,null,{"$f":"B37","v":"V Bratislave, dňa 17.1.2023"}]
[]
[]
[]
[null,null,null,null,null,null,null,"...................................................",null,"...................................................",null,null,null,null,null,null,null,"...................................................","...................................................",null,null,null,null,null,null,null,null,null,null,"...................................................",null,null,null,null,"..................................................."]
[null,null,{"$f":"IF(AND(AW25=1,OR('Príloha č. 1 k PZ'!$AS$39=1,'Príloha č. 1 k PZ'!$AS$40=1,'Príloha č. 1 k PZ'!$AR$41=1,'Príloha č. 1 k PZ'!$AR$44=1)),\"Vytvorené:\",\"\")","v":""},{"$f":"IF(AND(AW25=1,OR('Príloha č. 1 k PZ'!$AS$39=1,'Príloha č. 1 k PZ'!$AS$40=1,'Príloha č. 1 k PZ'!$AR$41=1,'Príloha č. 1 k PZ'!$AR$44=1)),TODAY(),\"\")","v":""},{"$f":"IF(AND(AW25=1,OR('Príloha č. 1 k PZ'!$AS$39=1,'Príloha č. 1 k PZ'!$AS$40=1,'Príloha č. 1 k PZ'!$AR$41=1,'Príloha č. 1 k PZ'!$AR$44=1)),NOW(),\"\")","v":""},null,null,"podpis poistníka",null,"podpis zástupcu poisťovne",null,null,null,null,null,null,null,"podpis poistníka","podpis zástupcu poisťovne",null,null,null,null,null,null,null,null,null,null,"podpis poistníka",null,null,null,null,"podpis zástupcu poisťovne"]

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[null,null,null,null,null,null,"MENU"]

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[]
[null,null,null,null,null,null,null,"Zaradenie motorového vozidla do súboru"]
[null,null,null,null,null,null,null,"Poistenie zodpovednosti za škodu spôsobenú prevádzkou motorového vozidla - súbor",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Dodatok č.",null,null,null,null,null,null,null,null,null,"OUT",{"$f":"IF(OR(AND(OR(BC5=2,BC5=3,BC5=4),date!I6=1),AND(BC5=1,date!I6=1),AND(OR(BC5=2,BC5=3,BC5=4),T42<date!$E$4),AND(OR(BC5=2,BC5=3,BC5=4),T42>date!$E$5),AND(BC5=1,T42<date!$E$4),AND(BC5=1,T42>date!$E$5)),1,0)","v":0}]
[]
[null,"Produkt        101 (kalendárny rok)",null,null,null,null,null,null,null,null,null,null,null,null,"Produkt         356             323              325",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Nadzmluva č.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"101/356/323",3,null,null,"platba poistného",null,null,null,null,null,null,null,null,"2012-02-29"]
[null,"Variant poistenia",null,null,null,null,null,null,null,null,null,null,null,null,"Variant poistenia",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Dátum účinnosti nadzmluvy",null,null,null,null,null,null,null,null,null,null,"počet splátok",null,null,null,null,null,null,null,null,null,null,null,null,"G /EG",3,null,null,null,null,null,null,null,null,null,null,null,"2013-02-28"]
[null,null,"Garant",null,null,null,null,null,"Eurogarant",null,null,null,null,null,null,"Garant Plus",null,null,null,null,null,"EurogarantPlus",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,null,null,"MENU",null,null,null,null,null,"kmeň. flotila",{"$f":"IF(AD7<=BM11,1,IF(AND(AD7>BM11,AD7<=BM12),2,3))","v":1},null,1,"ročne",null,null,null,null,null,null,null,null,"2014-02-28"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"zmeň variant",{"$f":"IF(OR(AND(BC5=1,OR(BC6=3,BC6=4)),AND(OR(BC5=2,BC5=3,BC5=4),OR(BC6=1,BC6=2))),1,0)","v":0},null,2,"polročne",null,null,null,null,null,null,null,null,"2015-02-28"]
[null,null,"POISTNÍK (platiteľ poistného)",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BC8=1,\"zvolený variant poistenia nesedí s produktom\",\" \")","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Podzmluva č.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,4,"štvrťročne",null,null,null,null,null,null,null,null,"2016-02-29"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2017-02-28"]
[null,null,"Titul, meno, priezvisko / Obchodné meno",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"druh paliva",null,null,null,null,null,null,"2016-10-31","K1","2018-02-28"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"bežné, autošk., taxi, požič.",1,{"$f":"IF(BD12=1,1,1.5)","v":1},null,null,null,null,null,null,null,"2017-10-31","K2","2019-02-28"]
[null,null,"Trvalé bydlisko (ulica, číslo domu, PSČ, mesto/obec) / Sídlo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"hist. MV",false,{"$f":"IF(BD13=TRUE,0.8,1)","v":1},"benzín",null,null,null,null,null,null,null,"N","2020-02-29"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"preprava nebezp. veci",false,{"$f":"IF(BD14=TRUE,2,1)","v":1},"nafta",null,null,null,null,null,null,null,null,"2021-02-28"]
[null,null,"Korešpondenčná adresa (ulica, číslo domu, PSČ, mesto/obec) / Sídlo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"prednosť v jazde",false,{"$f":"IF(BD15=TRUE,1.5,1)","v":1},"elektrina",null,null,null,null,null,null,null,null,"2022-02-28"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"ročná platba",false,null,"hybrid",null,null,null,null,null,null,null,null,"2023-02-28"]
[null,null,"Rodné číslo / IČO",null,null,null,null,null,null,null,null,null,"Mobilný tel. / Tel. kontakt",null,null,null,null,null,null,null,null,null,null,"E-mail",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"súbor. množst. zľava",false,null,"vodík",null,null,null,null,null,null,null,null,"2024-02-29"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"zľava za spoluúčasť",false,null,"iné",null,null,null,null,null,null,null,null,"2025-02-28"]
[null,null,"Poistenie dojednal (štatutárny orgán)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"prirážka za škodovosť (VysŠkoSub)",true,null,null,null,null,null,null,null,null,null,null,"2026-02-28"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"prirážka - úprava ÚNP",false,null,null,null,null,null,null,null,null,null,null,"2027-02-28"]
[null,null,"Názov peňažného ústavu",null,null,null,null,null,null,null,null,null,null,null,null,"IBAN (číslo účtu)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2028-02-29"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"RAS",null,null,null,null,null,null,null,null,"2029-02-28"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"zadaj počet PU",null,null,null,null,null,"2030-02-28"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"NIE",0,null,0,0.6,1,null,null,null,"2031-02-28"]
[null,null,"VLASTNÍK (vyplňte, ak je odlišný od poistníka)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Špeciál Plus",5.8,null,1,0.55000000000000004,1.125,null,null,null,"2032-02-29"]
[null,null,"Titul, meno, priezvisko / Obchodné meno",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Optimum Plus",11.5,null,"2 a viac",0.55000000000000004,1.125,null,null,null,"2033-02-28"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2034-02-28"]
[null,null,"Trvalé bydlisko (ulica, číslo domu, PSČ, mesto/obec) / Sídlo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2035-02-28"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TR",null,null,null,null,null,"KR",null,null,"mesiac",null,null,null,"2036-02-29"]
[null,null,"Rodné číslo / IČO",null,null,null,null,null,null,null,null,null,"Mobilný tel. / Tel. kontakt",null,null,null,null,null,null,null,null,null,null,"E-mail",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"účinnosť nadzmluvy",{"$f":"AD7","v":"00:00:00"},{"$f":"DAYS360(BC30,BC32)","v":44298},null,null,null,"dátum účinnosti",null,null,{"$f":"MONTH(BI30)","v":1},null,null,null,"2037-02-28"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"počet splátok",{"$f":"AS7","v":1},{"$f":"IF(BC31=1,360,IF(BC31=2,180,IF(BC31=4,90,0)))","v":360},{"$f":"IF(BC31=1,12,IF(BC31=2,6,IF(BC31=4,3,0)))","v":12},null,null,"počet splátok",{"$f":"AS7","v":1},null,null,null,null,null,"2038-02-28"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"dátum zaradenia",{"$f":"T42","v":"2023-01-18"},{"$f":"ROUNDUP(BD30/BD31,0)","v":124},{"$f":"IF((BD32-BE33)=0,(BD32+1)*BE31,BD32*BE31)","v":1488},null,null,"dátum zaradenia",{"$f":"T42","v":"2023-01-18"},"splátka po zarad ",{"$f":"MONTH(BI32)","v":1},null,null,null,"2039-02-28"]
[null,null,"DRŽITEĽ (vyplňte, ak je odlišný od poistníka)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1. splátka",{"$f":"BC30","v":"00:00:00"},{"$f":"BC33","v":"00:00:00"},{"$f":"BD30/BD31","v":123.05},null,null,"1. splátka","1.1.",{"$f":"IF(BK33>BK32,BK33,\" \")","v":" "},1,null,null,null,"2040-02-29"]
[null,null,"Titul, meno, priezvisko / Obchodné meno",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2. splátka",{"$f":"IF(BC31=1,\" \",IF(BC31=2,EDATE(BC30,6),IF(BC31=4,EDATE(BC30,3))))","v":" "},{"$f":"BC34","v":" "},null,null,null,"2. splátka",{"$f":"IF(BI31=2,\"1.7.\",IF(BI31=4,\"1.4.\",0))","v":0},{"$f":"IF(BK34>BK32,BK34,\" \")","v":" "},{"$f":"IF(BI34=0,\" \",IF(BI31=2,7,IF(BI31=4,4,0)))","v":" "},null,null,null,"2041-02-28"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"3. splátka",{"$f":"IF(OR(BC31=1,BC31=2),\" \",IF(BC31=4,EDATE(BC30,6)))","v":" "},{"$f":"BC35","v":" "},null,null,null,"3. splátka",{"$f":"IF(BI31=4,\"1.7.\",0)","v":0},{"$f":"IF(BK35>BK32,BK35,\" \")","v":" "},{"$f":"IF(BI35=0,\" \",IF(BI31=2,0,IF(BI31=4,7,0)))","v":" "},null,null,null,"2042-02-28"]
[null,null,"Trvalé bydlisko (ulica, číslo domu, PSČ, mesto/obec) / Sídlo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"4. splátka",{"$f":"IF(OR(BC31=1,BC31=2),\" \",IF(BC31=4,EDATE(BC30,9)))","v":" "},{"$f":"BC36","v":" "},null,null,null,"4. splátka",{"$f":"IF(BI31=4,\"1.10.\",0)","v":0},{"$f":"IF(BK36>BK32,BK36,\" \")","v":" "},{"$f":"IF(BI36=0,\" \",IF(BI31=2,0,IF(BI31=4,10,0)))","v":" "},null,null,null,"2043-02-28"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"najbližšia splátka",{"$f":"IF(BC31=1,EDATE(BC30,BE32),EDATE(BC30,BE32))","v":"2023-12-31"},null,null,null,null,"najbližšia splátka",{"$f":"IF(BJ37=0,\"1\"&\".\"&BK37&\".\"&YEAR(BI32)+1,\"1\"&\".\"&BJ37&\".\"&YEAR(BI32))","v":"1.1.2024"},{"$f":"MIN(BJ33:BJ36)","v":0},{"$f":"MIN(BK33:BK36)","v":1},null,null,null,"2044-02-29"]
[null,null,"Rodné číslo / IČO",null,null,null,null,null,null,null,null,null,"Mobilný tel. / Tel. kontakt",null,null,null,null,null,null,null,null,null,null,"E-mail",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"prvé poistné",{"$f":"ROUND(AA65/360*BD38,2)","v":{"$error":"#VALUE!"}},{"$f":"DAYS360(BC32,BC37,TRUE)","v":342},true,null,null,"prvé poistné",{"$f":"ROUND(AA65/360*BJ38,2)","v":{"$error":"#VALUE!"}},{"$f":"DAYS360(BI32,BI37)","v":343}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DAYS360(BC32,BC37)","v":343}]
[]
[]
[null,"Dátum zaradenia vozidla do poistenia:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(TODAY()<date!E4,date!E4,TODAY()+1)","v":"2023-01-18"},null,null,null,null,null,null,null,"čas:",null,null,{"$f":"IF(AND(T42=S91,T42=TODAY()),NOW(),\"00:00\")","v":"00:00"},null,null,null,null,null,null,null,null,null,null,"por. č. MV:",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(TODAY()<date!E4,date!E4,TODAY()+1)","v":"2023-01-18"},{"$f":"IF(AND(T42=S91,T42=TODAY()),NOW(),\"00:00\")","v":"00:00"}]
[]
[null,"Druh mot.voz.:",null,null,null,null,null,null,null,null,"Tov. značka:",null,null,null,null,null,null,null,"Typ (model):",null,null,null,null,null,null,null,null,null,null,"Séria a číslo TP:",null,null,null,null,"VIN (č. karosérie/podvozku):",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"zaradenie",{"$f":"T42","v":"2023-01-18"},{"$f":"IF(BD44<BD45,1,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"uzavretie",{"$f":"S91","v":"2023-01-17"},{"$f":"IF(BD45<TODAY(),1,0)","v":0}]
[null,"EČV (ŠPZ):",null,null,null,null,"Skupina:",null,null,"Farba vozidla:",null,null,null,null,null,null,null,null,"Rok výroby:",null,null,null,"Zdvihový objem:",null,null,null,null,"Výkon motora",null,null,null,null,"Druh paliva:",null,null,null,"Miest na",null,null,null,"Celková hmotnosť:",null,null,null,null,null,null,null,null,null,null,null,null,"zlé SF/SF1-SF3","doplň čas",{"$f":"IF(AND(T42=S91,AE42=\"\"),1,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"(cm3)",null,null,null,null,"(kW)",null,null,null,null,null,null,null,null,"sedenie",null,null,null,"(kg)",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(AND(BC7<>1,G47='Ponuka 324'!DY28),AND(BC7=1,OR(G47='Ponuka 324'!CM27,G47='Ponuka 324'!CM28,G47='Ponuka 324'!CM29))),1,0)","v":0},"TODAY+NOW-60 min",{"$f":"IF(BE47>0.042,1,0)","v":1},{"$f":"TIME(HOUR(NOW()-AE42),MINUTE(NOW()-AE42),SECOND(NOW()-AE42))","v":0.61988425925925927}]
[]
[null,"Ročné poistné (PM), bonus 60 %:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AD7=0,0,IF(OR(AND(BC5=1,OR(BC6=3,BC6=4)),AND(OR(BC5=2,BC5=3,BC5=4),OR(BC6=1,BC6=2))),\"zmeň variant\",\nIF(AND(BC7=1,OR(BC6=1,BC6=3)),VLOOKUP(G47,'Ponuka 324'!$AG$15:$AI$38,2),IF(AND(BC7=1,OR(BC6=2,BC6=4)),VLOOKUP(G47,'Ponuka 324'!$AG$15:$AI$38,3),\nIF(AND(BC7<>1,OR(BC6=1,BC6=3)),VLOOKUP(G47,'Ponuka 324'!$AC$15:$AE$40,2),IF(AND(BC7<>1,OR(BC6=2,BC6=4)),VLOOKUP(G47,'Ponuka 324'!$AC$15:$AE$40,3),0))))))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"zlý čas",{"$f":"IF(OR(BE44=1,AND(T42=S91,BD47=1,BD45=TODAY())),1,0)","v":0}]
[null,"Prirážky/zľavy:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"koef.:"]
[null,null,null,"bežné použitie",null,null,null,null,null,null,null,"autoškola",null,null,null,null,null,null,"taxislužba",null,null,null,null,null,"autopožičovňa",null,null,null,null,{"$f":"BE12","v":1}]
[null,null,null,"ŤZP / historické MV (vyrobené do r. 1945 vrátane alebo so zvláštnym EČV s písmenom „H“)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"BE13","v":1}]
[null,null,null,"vozidlo určené pre prepravu nebezpečných vecí",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"BE14","v":1}]
[null,null,null,"vozidlo s právom prednostnej jazdy",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"BE15","v":1}]
[null,null,null,"súborová množstevná zľava",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(BD17=TRUE,BC7=1),VLOOKUP(G47,'Ponuka 324'!$DY$15:$EJ$39,12),\nIF(AND(BD17=TRUE,BC7<>1),VLOOKUP(G47,'Ponuka 324'!$CM$15:$DK$40,25),\n0))","v":0},null,null,null,{"$f":"IF(BD17=TRUE,(1-Z55),1)","v":1}]
[null,null,null,"zľava za dojednanú spoluúčasť 400 EUR",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BD18=TRUE,0.9,1)","v":1}]
[null,"Koeficient flotily",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"koef. flotily",null,null,null,null,{"$f":"Z57","v":0}]
[null,null,null,"korekcia ÚNP (na výnimku ÚNP)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"(prirážka = \"+\", zľava = \"-\")",0,null,null,null,{"$f":"IF(BD20=TRUE,(1+Z58),1)","v":1}]
[null,"Periodicita platenia poistného:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP($AS$7,$BE$7:$BF$9,2,FALSE)","v":"ročne"},null,null,null,null,null,1]
[null,"Počet rozhodných udalostí za posledných 36 mesiacov:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"zadaj počet PU",null,null,null,null,null,"Bonus:",{"$f":"VLOOKUP(T60,BI24:BJ26,2,FALSE)","v":{"$error":"#N/A"}},null,null,1]
[null,"Iná zľava/prirážka:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"BB59","v":0},null,null,null,null,1]
[null,"Výsledný koeficient prirážok/zliav:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ROUND(AD51*AD52*AD53*AD54*AD55*AD56*AD57*AD58*AD59*AD60*AD61,8)","v":0}]
[null,"Ročné poistné (po bonuse a uplatnených korekciách):",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AD7=0,\"XXXXXXXXXX\",ROUND(AA49*AD62,2))","v":"XXXXXXXXXX"}]
[null,"Pripoistenie rozšírených asistenčných služieb",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"NIE",null,null,null,null,null,null,null,{"$f":"IF(AD7=0,\"XXXXXXXXXX\",IF(AND(S64<>BF24,OR(G47='Ponuka 324'!DY28,G47='Ponuka 324'!CM27,G47='Ponuka 324'!CM28,G47='Ponuka 324'!CM29,G47='Ponuka 324'!CM30,G47='Ponuka 324'!CM31,G47='Ponuka 324'!CM34,G47='Ponuka 324'!CM35,G47='Ponuka 324'!CM36,G47='Ponuka 324'!CM37,G47='Ponuka 324'!CM38,G47='Ponuka 324'!CM39,'Ponuka 324'!CM40)),\"neposkytujú sa\",VLOOKUP(S64,$BF$24:$BG$26,2,FALSE)))","v":"XXXXXXXXXX"}]
[null,"Výsledné ročné poistné:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AD7=0,\"XXXXXXXXXX\",AA63+AA64)","v":"XXXXXXXXXX"}]
[null,"Lehotné poistné:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AD7=0,\"XXXXXXXXXX\",IF(AS7=0,0,ROUND(AA65/AS7,2)))","v":"XXXXXXXXXX"},null,null,null,null,null,null,"Prvé poistné zaplatené do:"]
[null,"Prvé (alikvotné) / Jednorazové poistné za ",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AD7=0,\"XX\",IF(OR(BC5=2,BC5=3,BC5=4),BD38,BJ38))","v":"XX"},null,"dní:",null,null,null,null,null,null,null,null,null,{"$f":"IF(AD7=0,\"XXXXXXXXXX\",IF(O67=0,AA66,IF(OR(BC5=2,BC5=3,BC5=4),BC38,BI38)))","v":"XXXXXXXXXX"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AD7=0,\"XXXXXX\",IF(OR(BC5=2,BC5=3,BC5=4),BC37-1,BI37-1))","v":"XXXXXX"}]
[]
[null,{"$f":"\"Zaradenie motorového vozidla do súboru | Nadzmluva č. \"&AK5&\" | Podzmluva č. \"&AK9","v":"Zaradenie motorového vozidla do súboru | Nadzmluva č.  | Podzmluva č. "}]
[]
[null,"Prehlásenie poistníka:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"VPP",2]
[null,"1.","Poistník svojím podpisom prehlasuje, že:"]
[null,"a)","bol s dostatočným časovým predstihom pred uzavretím poistnej zmluvy písomne oboznámený s obsahom poistnej zmluvy, so Všeobecnými poistnými podmienkami pre poistenie zodpovednosti za škodu spôsobenú prevádzkou motorového vozidla (ďalej len „VPP PZP-2“), ktoré tvoria neoddeliteľnú súčasť poistnej zmluvy, s dôležitými zmluvnými podmienkami uzatváranej poistnej zmluvy prostredníctvom Informačného dokumentu o poistnom produkte (ďalej len „IPID“) a tiež prehlasuje, že:"]
[]
[]
[null,"b)","úplne a pravdivo odpovedal na všetky otázky týkajúce sa dojednávania poistenia podľa tejto poistnej zmluvy a je oboznámený s povinnosťami v priebehu trvania poistenia bez zbytočného odkladu oznámiť poisťovni všetky prípadné zmeny v týchto údajoch."]
[]
[null,"2.","V prípade, ak poistník a poistená osoba nie sú totožné osoby, poistník prehlasuje, že má oprávnenie poskytnúť poisťovni osobné údaje poisteného na účely uzatvárania, správy a plnenia tejto poistnej zmluvy podľa zákona č. 39/2015 Z. z. o poisťovníctve a o zmene a doplnení niektorých zákonov."]
[null,"3.","Poisťovňa informuje poistníka, že osobné údaje spracúva v súlade s Nariadením Európskeho parlamentu a Rady (EÚ) 2016/679 z 27. apríla 2016 o ochrane fyzických osôb pri spracúvaní osobných údajov a o voľnom pohybe takýchto údajov, ktorým sa zrušuje smernica 95/46/ES (všeobecné nariadenie o ochrane údajov) (ďalej len „Nariadenie“) a príslušnými slovenskými právnymi predpismi. Poistník prehlasuje, že sa oboznámil s informáciami o spracúvaní jeho osobných údajov podľa Nariadenia, vrátane informácií o jeho právach. Zároveň berie na vedomie, že informácie o spracúvaní osobných údajov je možné nájsť aj na webovej stránke poisťovne www.kpas.sk."]
[]
[null,{"$f":"\"V \"&C91&\", dňa \"&DAY(S91)&\".\"&MONTH(S91)&\".\"&YEAR(S91)","v":"V Bratislave, dňa 17.1.2023"}]
[]
[]
[]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"podpis poistníka"]
[]
[]
[]
[]
[null,"V","Bratislave",null,null,null,null,null,null,null,null,null,null,null,null,null,", dňa",null,{"$f":"TODAY()","v":"2023-01-17"}]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"...................................................................................",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"..................................................................................."]
[null,null,null,null,null,null,"podpis poistníka",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"podpis zástupcu poisťovne"]
[]
[]
[null,{"$f":"IF(OR(BE44=1,BE45=1,BD46=1,BD49=1),\"Vytvorené:\",\"\")","v":""},null,null,{"$f":"IF(OR(BE44=1,BE45=1,BD46=1,BD49=1),TODAY(),\"\")","v":""},null,null,{"$f":"IF(OR(BE44=1,BE45=1,BD46=1,BD49=1),NOW(),\"\")","v":""}]

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[null,null,null,null,null,null,null,"Zaradenie motorového vozidla do súboru"]
[null,null,null,null,null,null,null,"Poistenie zodpovednosti za škodu spôsobenú prevádzkou motorového vozidla - súbor",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Dodatok č."]
[]
[null,"Produkt        101 (kalendárny rok)",null,null,null,null,null,null,null,null,null,null,null,null,"Produkt       356           323              325",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Nadzmluva č."]
[null,"Variant poistenia",null,null,null,null,null,null,null,null,null,null,null,null,"Variant poistenia",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Dátum účinnosti nadzmluvy",null,null,null,null,null,null,null,null,null,null,"počet splátok"]
[null,null,"Garant",null,null,null,null,null,"Eurogarant",null,null,null,null,null,null,"Garant Plus",null,null,null,null,null,"EurogarantPlus",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MENU"]
[]
[null,null,"POISTNÍK (platiteľ poistného)",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BC9=1,\"zvolený variant poistenia nesedí s produktom\",\" \")","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Podzmluva č."]
[]
[null,null,"Titul, meno, priezvisko / Obchodné meno"]
[]
[null,null,"Trvalé bydlisko (ulica, číslo domu, PSČ, mesto/obec) / Sídlo"]
[]
[null,null,"Korešpondenčná adresa (ulica, číslo domu, PSČ, mesto/obec) / Sídlo"]
[]
[null,null,"Rodné číslo / IČO",null,null,null,null,null,null,null,null,null,"Mobilný tel. / Tel. kontakt",null,null,null,null,null,null,null,null,null,null,"E-mail"]
[]
[null,null,"Poistenie dojednal (štatutárny orgán)"]
[]
[null,null,"Názov peňažného ústavu",null,null,null,null,null,null,null,null,null,null,null,null,"IBAN (číslo účtu)"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"OUT",{"$f":"IF(date!I6=1,1,0)","v":0}]
[]
[null,null,"VLASTNÍK (vyplňte, ak je odlišný od poistníka)"]
[null,null,"Titul, meno, priezvisko / Obchodné meno"]
[]
[null,null,"Trvalé bydlisko (ulica, číslo domu, PSČ, mesto/obec) / Sídlo"]
[]
[null,null,"Rodné číslo / IČO",null,null,null,null,null,null,null,null,null,"Mobilný tel. / Tel. kontakt",null,null,null,null,null,null,null,null,null,null,"E-mail"]
[]
[]
[null,null,"DRŽITEĽ (vyplňte, ak je odlišný od poistníka)"]
[null,null,"Titul, meno, priezvisko / Obchodné meno"]
[]
[null,null,"Trvalé bydlisko (ulica, číslo domu, PSČ, mesto/obec) / Sídlo"]
[]
[null,null,"Rodné číslo / IČO",null,null,null,null,null,null,null,null,null,"Mobilný tel. / Tel. kontakt",null,null,null,null,null,null,null,null,null,null,"E-mail"]
[]
[]
[]
[null,"Dátum zaradenia vozidla do poistenia:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"čas:",null,null,null,null,null,null,null,null,null,null,null,"por. č. MV:"]
[]
[null,"Druh mot.voz.:",null,null,null,null,null,null,null,null,"Tov. značka:",null,null,null,null,null,null,null,"Typ (model):",null,null,null,null,null,null,null,null,null,null,"Séria a číslo TP:",null,null,null,null,"VIN (č. karosérie/podvozku):"]
[]
[null,"EČV (ŠPZ):",null,null,null,null,"Skupina:",null,null,"Farba vozidla:",null,null,null,null,null,null,null,null,"Rok výroby:",null,null,null,"Zdvihový objem:",null,null,null,null,"Výkon motora",null,null,null,null,"Druh paliva:",null,null,null,"Miest na",null,null,null,"Celková hmotnosť:"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"(cm3)",null,null,null,null,"(kW)",null,null,null,null,null,null,null,null,"sedenie",null,null,null,"(kg)"]
[]
[null,"Ročné poistné (PM), bonus 60 %:"]
[null,"Prirážky/zľavy:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"koef.:"]
[null,null,null,"bežné použitie",null,null,null,null,null,null,null,"autoškola",null,null,null,null,null,null,"taxislužba",null,null,null,null,null,"autopožičovňa"]
[null,null,null,"ŤZP / historické MV (vyrobené do r. 1945 vrátane alebo so zvláštnym EČV s písmenom „H“)"]
[null,null,null,"vozidlo určené pre prepravu nebezpečných vecí"]
[null,null,null,"vozidlo s právom prednostnej jazdy"]
[null,null,null,"súborová množstevná zľava"]
[null,null,null,"zľava za dojednanú spoluúčasť 400 EUR"]
[null,"Koeficient flotily"]
[null,null,null,"korekcia ÚNP (na výnimku ÚNP)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"(prirážka = \"+xx %\", zľava = \"-xx %\")",null,null,null,"%"]
[null,"Periodicita platenia poistného:"]
[null,"Počet rozhodných udalostí za posledných 36 mesiacov:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bonus:"]
[null,"Iná zľava/prirážka:"]
[null,"Výsledný koeficient prirážok/zliav:"]
[null,"Ročné poistné (po bonuse a uplatnených korekciách):"]
[null,"Pripoistenie rozšírených asistenčných služieb"]
[null,"Výsledné ročné poistné:"]
[null,"Lehotné poistné:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Prvé poistné zaplatené do:"]
[null,"Prvé (alikvotné) / Jednorazové poistné za ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"dní:"]
[]
[null,"Zaradenie motorového vozidla do súboru",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Nadzmluva č.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Podzmluva č."]
[]
[null,"Prehlásenie poistníka:"]
[null,"1.","Poistník svojím podpisom prehlasuje, že:"]
[null,"a)","bol s dostatočným časovým predstihom pred uzavretím poistnej zmluvy písomne oboznámený s obsahom poistnej zmluvy, so Všeobecnými poistnými podmienkami pre poistenie zodpovednosti za škodu spôsobenú prevádzkou motorového vozidla (ďalej len „VPP PZP-2“), ktoré tvoria neoddeliteľnú súčasť poistnej zmluvy, s dôležitými zmluvnými podmienkami uzatváranej poistnej zmluvy prostredníctvom Informačného dokumentu o poistnom produkte (ďalej len „IPID“) a tiež prehlasuje, že:"]
[]
[null,null,null,null,"VPP PZP-2 a IPID prevzal v písomnej podobe,"]
[null,null,null,null,"VPP PZP-2 a IPID neprevzal v písomnej podobe, ale mu boli na základe jeho žiadosti zaslané e-mailom."]
[null,"b)","úplne a pravdivo odpovedal na všetky otázky týkajúce sa dojednávania poistenia podľa tejto poistnej zmluvy a je oboznámený s povinnosťami v priebehu trvania poistenia bez zbytočného odkladu oznámiť poisťovni všetky prípadné zmeny v týchto údajoch."]
[]
[null,"2.","V prípade, ak poistník a poistená osoba nie sú totožné osoby, poistník prehlasuje, že má oprávnenie poskytnúť poisťovni osobné údaje poisteného na účely uzatvárania, správy a plnenia tejto poistnej zmluvy podľa zákona č. 39/2015 Z. z. o poisťovníctve a o zmene a doplnení niektorých zákonov."]
[null,"3.","Poisťovňa informuje poistníka, že osobné údaje spracúva v súlade s Nariadením Európskeho parlamentu a Rady (EÚ) 2016/679 z 27. apríla 2016 o ochrane fyzických osôb pri spracúvaní osobných údajov a o voľnom pohybe takýchto údajov, ktorým sa zrušuje smernica 95/46/ES (všeobecné nariadenie o ochrane údajov) (ďalej len „Nariadenie“) a príslušnými slovenskými právnymi predpismi. Poistník prehlasuje, že sa oboznámil s informáciami o spracúvaní jeho osobných údajov podľa Nariadenia, vrátane informácií o jeho právach. Zároveň berie na vedomie, že informácie o spracúvaní osobných údajov je možné nájsť aj na webovej stránke poisťovne www.kpas.sk."]
[]
[null,"V",null,null,null,null,null,null,null,null,null,null,null,null,null,null,", dňa"]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"......................................................"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"podpis poistníka"]
[]
[]
[]
[]
[null,"V",null,null,null,null,null,null,null,null,null,null,null,null,null,null,", dňa"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"...................................................................................",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"..................................................................................."]
[null,null,null,null,null,null,"podpis poistníka",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"podpis zástupcu poisťovne"]

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[null,null,null,null,null,null,null,"Vyradenie motorového vozidla zo súboru"]
[null,null,null,null,null,null,null,"Poistenie zodpovednosti za škodu spôsobenú prevádzkou motorového vozidla - súbor",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Dodatok č."]
[]
[null,"Produkt        101 (kalendárny rok)",null,null,null,null,null,null,null,null,null,null,null,null,"Produkt              356              323              325",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Nadzmluva č."]
[null,"Variant poistenia",null,null,null,null,null,null,null,null,null,null,null,null,"Variant poistenia",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"101/356/323",3]
[null,null,"Garant",null,null,null,null,null,"Eurogarant",null,null,null,null,null,null,"Garant Plus",null,null,null,null,null,"EurogarantPlus",null,null,null,null,null,null,null,null,null,null,null,null,null,"Podzmluva č.",null,null,null,null,null,null,null,null,null,null,null,null,"MENU",null,null,null,null,"G /EG",3]
[]
[null,null,"POISTNÍK (platiteľ poistného)",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BC9=1,\"zvolený variant poistenia nesedí s produktom\",\" \")","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"zmeň variant",{"$f":"IF(OR(AND(BC6=1,OR(BC7=3,BC7=4)),AND(OR(BC6=2,BC6=3,BC6=4),OR(BC7=1,BC7=2))),1,0)","v":0}]
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[null,null,"Trvalé bydlisko (ulica, číslo domu, PSČ, mesto/obec) / Sídlo"]
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[null,null,"Korešpondenčná adresa (ulica, číslo domu, PSČ, mesto/obec) / Sídlo"]
[]
[null,null,"Rodné číslo / IČO",null,null,null,null,null,null,null,null,null,"Mobilný tel. / Tel. kontakt",null,null,null,null,null,null,null,null,null,null,"E-mail"]
[]
[null,null,"Poistenie dojednal (štatutárny orgán)"]
[]
[null,null,"Názov peňažného ústavu",null,null,null,null,null,null,null,null,null,null,null,null,"IBAN (číslo účtu)"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"OUT",{"$f":"IF(OR(AND(OR(BC6=2,BC6=3,BC6=4),date!I6=1),AND(BC6=1,date!I6=1),AND(OR(BC6=2,BC6=3,BC6=4),T42<date!$E$4),AND(OR(BC6=2,BC6=3,BC6=4),T42>date!$E$5),AND(BC6=1,T42<date!$E$4),AND(BC6=1,T42>date!$E$5)),1,0)","v":0}]
[null,null,"VLASTNÍK (vyplňte, ak je odlišný od poistníka)"]
[null,null,"Titul, meno, priezvisko / Obchodné meno"]
[]
[null,null,"Trvalé bydlisko (ulica, číslo domu, PSČ, mesto/obec) / Sídlo"]
[]
[null,null,"Rodné číslo / IČO",null,null,null,null,null,null,null,null,null,"Mobilný tel. / Tel. kontakt",null,null,null,null,null,null,null,null,null,null,"E-mail"]
[]
[]
[null,null,"DRŽITEĽ (vyplňte, ak je odlišný od poistníka)"]
[null,null,"Titul, meno, priezvisko / Obchodné meno"]
[]
[null,null,"Trvalé bydlisko (ulica, číslo domu, PSČ, mesto/obec) / Sídlo"]
[]
[null,null,"Rodné číslo / IČO",null,null,null,null,null,null,null,null,null,"Mobilný tel. / Tel. kontakt",null,null,null,null,null,null,null,null,null,null,"E-mail"]
[]
[]
[]
[null,"Dátum vyradenia vozidla z poistenia:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(TODAY()<date!E4,date!E4,TODAY())","v":"2023-01-17"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"por. č. MV:",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(TODAY()<date!E4,date!E4,TODAY()+1)","v":"2023-01-18"}]
[]
[null,"Tov. značka:",null,null,null,null,null,null,null,null,"Typ (model):",null,null,null,null,null,null,null,null,null,null,null,"Séria a číslo TP:",null,null,null,null,null,"VIN (č. karosérie/podvozku):",null,null,null,null,null,null,null,null,null,null,null,null,"EČV (ŠPZ):"]
[]
[]
[null,"Súčasťou tejto žiadosti je doklad o zmene držiteľa motorového vozidla alebo doklad o vyradení motorového vozidla z evidencie vozidiel."]
[null,"Prehlasujem, že som si vedomý toho, že som povinný vrátiť spoločnosti KOMUNÁLNA poisťovňa, a.s. Vienna Insurance Group tieto doklady:"]
[null,"1. zelenú kartu,"]
[null,"2. asistenčnú kartu (ak bola vydaná)."]
[]
[]
[null,"Prípadné nespotrebované poistné žiadam poslať:"]
[null,null,"bezhotovostne na účet č.:",null,null,null,null,null,null,null,null,null,null,null,"..........................................................."]
[null,null,"poštovou poukážkou na adresu:",null,null,null,null,null,null,null,null,null,null,null,null,null,"......................................................................................................................."]
[]
[null,"V","Bratislave",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2023-01-17"}]
[]
[]
[null,null,null,null,null,null,null,"..............................................",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,".............................................."]
[null,null,null,null,null,null,null,"podpis poistníka",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"podpis zástupcu poisťovne"]

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[]
[null,null,null,null,null,null,null,"Vyradenie motorového vozidla zo súboru"]
[null,null,null,null,null,null,null,"Poistenie zodpovednosti za škodu spôsobenú prevádzkou motorového vozidla - súbor",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Dodatok č."]
[]
[null,"Produkt           101 (kalendárny rok)",null,null,null,null,null,null,null,null,null,null,null,null,"Produkt          356             323              325",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Nadzmluva č."]
[null,"Variant poistenia",null,null,null,null,null,null,null,null,null,null,null,null,"Variant poistenia"]
[null,null,"Garant",null,null,null,null,null,"Eurogarant",null,null,null,null,null,null,"Garant Plus",null,null,null,null,null,"EurogarantPlus",null,null,null,null,null,null,null,null,null,null,null,null,null,"Podzmluva č.",null,null,null,null,null,null,null,null,null,null,null,null,"MENU"]
[]
[null,null,"POISTNÍK (platiteľ poistného)"]
[]
[null,null,"Titul, meno, priezvisko / Obchodné meno"]
[]
[null,null,"Trvalé bydlisko (ulica, číslo domu, PSČ, mesto/obec) / Sídlo"]
[]
[null,null,"Korešpondenčná adresa (ulica, číslo domu, PSČ, mesto/obec) / Sídlo"]
[]
[null,null,"Rodné číslo / IČO",null,null,null,null,null,null,null,null,null,"Mobilný tel. / Tel. kontakt",null,null,null,null,null,null,null,null,null,null,"E-mail"]
[]
[null,null,"Poistenie dojednal (štatutárny orgán)"]
[]
[null,null,"Názov peňažného ústavu",null,null,null,null,null,null,null,null,null,null,null,null,"IBAN (číslo účtu)"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"OUT",{"$f":"IF(date!I6=1,1,0)","v":0}]
[]
[null,null,"VLASTNÍK (vyplňte, ak je odlišný od poistníka)"]
[null,null,"Titul, meno, priezvisko / Obchodné meno"]
[]
[null,null,"Trvalé bydlisko (ulica, číslo domu, PSČ, mesto/obec) / Sídlo"]
[]
[null,null,"Rodné číslo / IČO",null,null,null,null,null,null,null,null,null,"Mobilný tel. / Tel. kontakt",null,null,null,null,null,null,null,null,null,null,"E-mail"]
[]
[]
[null,null,"DRŽITEĽ (vyplňte, ak je odlišný od poistníka)"]
[null,null,"Titul, meno, priezvisko / Obchodné meno"]
[]
[null,null,"Trvalé bydlisko (ulica, číslo domu, PSČ, mesto/obec) / Sídlo"]
[]
[null,null,"Rodné číslo / IČO",null,null,null,null,null,null,null,null,null,"Mobilný tel. / Tel. kontakt",null,null,null,null,null,null,null,null,null,null,"E-mail"]
[]
[]
[]
[null,"Dátum vyradenia vozidla z poistenia:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"por. č. MV:"]
[]
[null,"Tov. značka:",null,null,null,null,null,null,null,null,"Typ (model):",null,null,null,null,null,null,null,null,null,null,null,"Séria a číslo TP:",null,null,null,null,null,"VIN (č. karosérie/podvozku):",null,null,null,null,null,null,null,null,null,null,null,null,"EČV (ŠPZ):"]
[]
[]
[null,"Súčasťou tejto žiadosti je doklad o zmene držiteľa motorového vozidla alebo doklad o vyradení motorového vozidla z evidencie vozidiel."]
[null,"Prehlasujem, že som si vedomý toho, že som povinný vrátiť spoločnosti KOMUNÁLNA poisťovňa, a.s. Vienna Insurance Group tieto doklady:"]
[null,"1. zelenú kartu,"]
[null,"2. asistenčnú kartu (ak bola vydaná)."]
[]
[]
[null,"Prípadné nespotrebované poistné žiadam poslať:"]
[null,null,"bezhotovostne na účet č.:",null,null,null,null,null,null,null,null,null,null,null,"..........................................................."]
[null,null,"poštovou poukážkou na adresu:",null,null,null,null,null,null,null,null,null,null,null,null,null,"......................................................................................................................."]
[]
[null,"V","........................................................................",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"dňa",null,"..................."]
[]
[]
[null,null,null,null,null,null,null,"..............................................",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,".............................................."]
[null,null,null,null,null,null,null,"podpis poistníka",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"podpis zástupcu poisťovne"]

{"sheet":"Triedy MV","index":16,"n_rows":39,"n_cols":11,"rows_kept":39,"cut":false,"hidden":false,"merged":[[32,2,32,6],[33,1,38,1],[33,3,33,6],[34,3,34,6],[35,3,35,6],[36,3,36,6],[37,3,37,6],[38,3,38,6],[26,1,30,1],[26,2,27,2],[26,3,30,3],[26,4,27,8],[28,2,29,2],[28,4,29,8],[30,4,30,8],[22,1,23,1],[22,3,23,3],[22,4,22,8],[23,4,23,8],[24,1,25,1],[24,3,25,3],[24,4,24,8],[25,4,25,8],[21,3,21,8],[12,3,12,8],[13,3,13,8],[14,3,14,8],[15,1,17,1],[15,3,15,8],[16,3,16,8],[17,3,17,8],[18,1,19,1],[18,3,19,3],[18,4,18,8],[19,4,19,8],[20,3,20,8],[6,1,11,1],[6,3,11,3],[6,5,9,5],[6,6,6,8],[7,6,7,8],[8,6,8,8],[9,6,9,8],[10,4,10,8],[11,4,11,8],[2,6,2,8],[3,1,5,1],[3,3,5,3],[3,5,5,5],[3,6,3,8],[4,6,4,8],[5,6,5,8]]}
[]
[null,"Povinné zmluvné poistenie - Charakteristika poistných tried"]
[null,"Druh","Trieda"," Popis","Špecifikácia"," Popis ","Špecifikácia",null,null,null,"MENU"]
[null,"O - malý motocykel\nC - motocykel\nK - trojkolka","SA1","jednostopové  MV (všetky hmotnosti);\nmotorová trojkolka s hmotnosťou do 400 kg vrátane","so zdvihovým objemom valcov do 50 cm3  vrátane","na elektrický pohon (elektromotocykel/\nelektrobicykel)","s celkovou hmotnosťou do 250 kg vrátane"]
[null,null,"SA2",null,"so zdvihovým objemom valcov nad 50 cm3 do 350 cm3 vrátane",null,"s celkovou hmotnosťou nad 250 kg do 350 kg vrátane"]
[null,null,"SA3",null,"so zdvihovým objemom valcov nad 350 cm3",null,"s celkovou hmotnosťou nad 350 kg"]
[null,"A - osobné vozidlo\nF - dodávkové vozidlo\nK - trojkolka, štvorkolka\nE - špeciálne vozidlo","SB1","osobný, hybridný, dodávkový, špeciálny, malý nákladný automobil, štvorkolka a pojazdný pracovný stroj s celkovou hmotnosťou do 3500 kg vrátane;\nmotorová trojkolka s celkovou hmotnosťou nad 400 kg","so zdvihovým objemom valcov do 1 300 cm3  vrátane","na elektrický pohon (elektromobil)","s celkovou hmotnosťou do 1 400 kg vrátane"]
[null,null,"SB2A",null,"so zdvihovým objemom valcov nad 1 300 cm3 do 1 400 cm3 vrátane",null,"s celkovou hmotnosťou nad 1 400 kg do 1 800 kg vrátane"]
[null,null,"SB2B",null,"so zdvihovým objemom valcov nad 1 400 cm3 do 1 800 cm3 vrátane",null,"s celkovou hmotnosťou nad 1 800 kg do 2 500 kg vrátane"]
[null,null,"SB3A",null,"so zdvihovým objemom valcov nad 1 800 cm3 do 1 900 cm3 vrátane",null,"s celkovou hmotnosťou nad 2 500 kg do 3 500 kg vrátane"]
[null,null,"SB3B",null,"so zdvihovým objemom valcov nad 1 900 cm3 do 2 500 cm3 vrátane"]
[null,null,"SB4",null,"so zdvihovým objemom valcov nad 2 500 cm3"]
[null,"U - obytný automobil","SC","obytný automobil s celkovou hmotnosťou do 10 000 kg"]
[null,"A - osobné vozidlo\nF - dodávkové vozidlo","SD","sanitný automobil, ak nie je podľa písmena „B“ ustanovená  nižšia sadzba poistného"]
[null,"A - osobné vozidlo\nB - nákladné vozidlo\nF - dodávkové vozidlo","SE","automobily banskej a vodnej záchrannej služby trvale vybavené špeciálnymi prístrojmi na záchranu života a zásahové vozidlá jednotiek požiarnej ochrany, ak nie je podľa písmena „B“ ustanovená nižšia sadzba poistného"]
[null,"L - ťahač","SF1","ťahač návesov prevádzkovaný iba na území Slovenská republika + Česká republika"]
[null,null,"SF2","ťahač návesov prevádzkovaný na území členských štátov Systému zelenej karty (ZK) okrem územia Veľkej Británie a Severného Írska, Grécka a Talianska "]
[null,null,"SF3","ťahač návesov prevádzkovaný na území členských štátov Systému zelenej karty"]
[null,"B - nákladné vozidlo\nE - špeciálne vozidlo\nX - malý nákladný automobil\nQ - montážny automobil","SG1","ostatné automobily a pojazdný pracovný stroj s evidenčným číslom","s celkovou hmotnosťou nad 3 500 kg do 12 000 kg vrátane"]
[null,null,"SG2",null,"s celkovou hmotnosťou nad 12 000 kg"]
[null,"G - traktor\nE - špeciálne vozidlo\nV - pracovný stroj\nW - vysokozdvižný vozík\nY - malotraktor","SH","poľnohospodársky alebo lesný traktor; motorové vozidlo používané výlučne na prevoz včelstiev s evidenčným číslom; pojazdný pracovný stroj bez evidenčného čísla; \npojazdný pracovný stroj s prideleným zvláštnym EČV obsahujúcim písm. \"Z\"; vysokozdvižný vozík"]
[null,"V - pracovný stroj\nG - traktor\nY - malotraktor","SI","motorový ručný vozík; jednonápravový kultivačný traktor alebo traktor, ktorému sa evidenčné číslo nepriraďuje; \nMV a prípojné vozidlo, ktoré nie je schválené na prevádzku v premávke na pozemných komunikáciách podľa osobitného predpisu, ak je používané na poľnohospodárske práce alebo lesné práce s prideleným zvláštnym EČV obsahujúcim písm. \"C\"; \njednotlivé vozidlo s obmedzenou prevádzkou v cestnej premávke výlučne na pôdohospodárske práce na obmedzenom území v rámci obhospodarovaného územia s prideleným zvláštnym EČV obsahujúcim písm. \"F\""]
[null,"D - autobus","SJ1","autobus určený na prevádzku iba v MHD\na trolejbus","autobus"]
[null,null,"SJ2",null,"trolejbus"]
[null,"D - autobus","SK1","ostatné autobusy s celkovou hmotnosťou","do 5 000 kg vrátane"]
[null,null,"SK2",null,"nad 5 000 kg"]
[null,"H - traktorový príves prípojný\nI - nákladný príves\nJ - príves za osobné vozidlo\nM - prípojné vozidlo\nN - náves\nP - autobusový príves\nR - prípojné vozidlo za traktor\nS - prívesný vozík za motocykel\nT - obytný príves\nZ - ostatné vozidlá","SL11","prípojné vozidlo","určené na ťahanie motor. vozidlami s výnimkou motor. vozidiel uvedených v písmenách „A“, „F“, a „I“ s celkovou hmotnosťou do 750 kg vrátane"]
[]
[null,null,"SL12",null,"určené na ťahanie motor. vozidlami s výnimkou motor. vozidiel uvedených v písmenách „A“, „F“, a „I“ s celkovou hmotnosťou nad 750 kg "]
[]
[null,null,"SL2",null,"určené na ťahanie motorovým vozidlom uvedeným v písmene „F“ - náves"]
[]
[null,null,"Skupina",null,null,null,null,"Prirážka / Zľava","Koeficient"]
[null,"Všetky druhy","B","bežné použitie",null,null,null,"prirážka/zľava 0%",1]
[null,null,"R","vozidlá určené na prepravu nebezpečných vecí ",null,null,null,"prirážka 100%",2]
[null,null,"M","motorové vozidlá s právom prednostnej jazdy s výnimkou motorových vozidiel uvedených v písmenách „D“ a „E“\na za motorové vozidlo autopožičovne, autoškoly a taxislužby podľa skupín MV uvedených v písmenách „A“ až „K“",null,null,null,"prirážka 50%",1.5]
[null,null,"N","historické vozidlá vyrobené do roku 1945 vrátane s prideleným evidenčným číslom, ktoré je členené podľa skupín MV uvedených v písm. „A“ až „K“",null,null,null,"zľava 20%",0.8]
[null,null,"S","historické vozidlá s prideleným zvláštnym EČV obsahujúcim písmeno „H“, ktoré je členené podľa skupín MV uvedených v písm. „A až „K“",null,null,null,"zľava 20%",0.8]
[null,null,"Z","MV tried/skupín SA1-SA3 + SB1-SB4 + SL11-SL12 držiteľov alebo vlastníkov s ťažkým zdravotným postihnutím (ŤZP + ŤZP/S)",null,null,null,"zľava 20%",0.8]

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[]
[null,"Verzia","Platnosť verzie",null,"Zmeny / opravy / úpravy oproti predchádzajúcej verzii",null,"MENU"]
[null,null,"od","do"]
[null,"2023-01-17","2023-01-01","2023-03-31","aktualizácia ZD, Dodatku a Dotazníka k ťahačom (obmedzenie platnosti pre RUS, BY a IR)"]
[null,"2022-12-13","2023-01-01","2023-03-31","aktualizácia na VPP PZP-2"]
[null,"2022-07-14","2022-04-01","2023-03-31","aktualizácia ZD, Dodatku a Dotazníka k ťahačom (obmedzenie platnosti pre RUS a BY)"]
[null,"2022-02-24","2022-04-01","2023-03-31","zmena sadzieb v zmysle obežníkov"]
[null,null,null,null,"vylepšenie kontroly vyplnenia povinných údajov"]
[null,null,null,null,"vylepšenie kontroly RAS a zľavy pre ŤZP"]
[null,"2022-01-12","2021-04-01","2022-03-31","predĺženie platnosti kalkulačky"]
[null,"2021-09-29","2021-04-01","2022-02-28","predĺženie platnosti kalkulačky"]
[null,null,null,null,"kontrola dátumov a časovej zložky účinnosti PZ a zaradenky"]
[null,"2021-08-23","2021-04-01","2021-12-31","predĺženie platnosti kalkulačky"]
[null,"2021-02-19","2021-04-01","2021-09-30","zmena sadzieb v zmysle obežníkov"]
[null,"2020-11-19","2021-01-01","2021-04-30","zmena sadzieb v zmysle obežníkov"]
[null,"2020-04-14","2020-05-01","2020-12-31","aktualizácia komentárov"]
[null,"2020-04-09","2020-05-01","2020-12-31","zmena segmentovaných sadzieb v zmysle obežníka"]
[null,null,null,null,"stanovenie KoF cez výpočet rizikového poistného na základe údajov o škodovosti z Dotazníka"]
[null,null,null,null,"doplnenie kontrolných mechanizmov"]
[null,"2020-03-12","2020-01-01","2020-04-30","formálne úpravy"]
[null,"2020-03-05","2020-01-01","2020-04-30","úprava rozsahu korekcií"]
[null,"2020-02-19","2020-01-01","2020-04-30","predĺženie platnosti kalkulačky"]
[null,null,null,null,"úprava ponuky, príloh a zaradenky (koef. flotily)"]
[null,"2019-11-07","2020-01-01","2020-03-31","zmena sadzieb v zmysle obežníkov"]
[null,"2019-05-29","2019-03-01","2019-12-31","predĺženie platnosti kalkulačky"]
[null,"2019-02-28","2019-03-01","2019-06-30","predĺženie platnosti kalkulačky"]
[null,null,null,null,"doplnenie kalkulačky pre segmentáciu SB1-SB4"]
[null,"2019-02-06","2019-01-01","2019-02-28","zmena sadzieb v zmysle obežníkov"]
[null,null,null,null,"zrušenie VP živel"]
[null,null,null,null,"zaradenka - doplnenie prirážky za škodovosť (VysŠkoSub) a prirážky ÚNP"]
[null,"2018-09-18","2018-10-01","2018-12-31","predĺženie platnosti kalkulačky"]
[null,null,null,null,"zmena cien za Rozšírené Asistenčné Služby"]
[null,null,null,null,"doplnenie časovej zložky do zaradenky"]
[null,"2018-05-31","2018-02-23","2018-09-30","predĺženie platnosti kalkulačky"]
[null,null,null,null,"doplnenie textácií o GDPR, IPID a VPP (PZ, zaradenky)"]
[null,"2018-02-23","2018-02-23","2018-03-31","doplnenie znenia PZ 322 o IPID"]
[null,"2017-12-01","2017-11-01","2018-02-28","aktualizácia UNP zľavy"]
[null,"2017-10-31","2017-11-01","2018-02-28","zmena sadzieb v zmysle obežníkov"]
[null,null,null,null,"autom. vkladanie max. hodnoty zľavy UNP (bez VPž) do PZ a zaradenky"]
[null,null,null,null,"výpočet poistného pre K1, K2 a nové PZ v zaradenke"]
[null,"2017-09-12","2016-11-01","2017-10-31","predĺženie platnosti kalkulačky"]
[null,"2017-05-19","2016-11-01","2017-09-30","predĺženie platnosti kalkulačky"]
[null,"2017-05-03","2016-11-01","2017-06-30","zobrazovane UNP zľavy vo vzorcovom paneli"]
[null,null,null,null,"aktualizácia pracovníkov UNP"]
[null,"2017-03-23","2016-11-01","2017-06-30","predĺženie platnosti kalkulačky"]
[null,"2017-01-11","2016-11-01","2017-03-31","predĺženie platnosti kalkulačky"]
[null,null,null,null,"oprava prepočtu max. zliav"]
[null,null,null,null,"pridanie poistnej triedy \"SF\" do zaradenky pre zaraďovanie do kmeňových flotíl účinných do 31.10.2016"]
[null,"2016-11-07","2016-11-01","2017-01-31","úprava prepočtu max. zliav v zaradenke"]
[null,"2016-10-27","2016-11-01","2017-01-31","zmena SM, PM v zmysle obežníkov"]
[null,null,null,null,"zmena podmienok pre priznanie VPž, bez VPž+plná provízia"]
[null,null,null,null,"farebné rozlíšenie cenových úrovní poistného a oznámenie CNP"]
[null,null,null,null,"úprava prepočtu max. UNP zľavy pre jednotlivé cenové úrovne v závislosti od frekvencie platenia"]
[null,null,null,null,"zrušenie cenovej úrovne s krátenou províziou"]
[null,null,null,null,"rozdelenie SF na SF1-SF3"]
[null,null,null,null,"vylúčenie \"Z\" pre SF1-SF3"]
[null,null,null,null,"nastavenie kontroly pre RAS + farebné zvýraznenie"]
[null,null,null,null,"nová Charakteristika poistných tried"]
[null,null,null,null,"zavedenie karty \"Zmeny\""]

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[null,"MENU",null,"Platnosť kalkulačky",null,"TR"]
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[null,null,null,"od","2023-01-01","01.01.2023",null,"today",{"$f":"TODAY()","v":"2023-01-17"}]
[null,null,null,"do","2023-03-31","31.03.2023",null,"spätne po platnosti",{"$f":"E6","v":10}]
[null,null,null,"spätne k TODAY",10,null,null,"OUT TODAY",{"$f":"IF(I4-I5>E5,1,0)","v":0}]
[]
[null,null,null,null,"verzia","17.01.2023"]